Inserting value into customer account at point of sale using a customer account identifier

CAFC
  • US 7,630,926 B2
  • Filed: 12/01/2005
  • Issued: 12/08/2009
  • Est. Priority Date: 08/19/1999
  • Status: Active Grant
First Claim
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1. A method of adding a value redeemable with one or more providers including a specific provider having a pre-existing customer account identified by a specific customer account number, the method utilizing a central processor in selective communication with a point of sale terminal and the one or more providers, the method comprising:

  • receiving, at the central processor, from a point of sale terminal a request to add a value to the pre-existing customer account of a customer, the request resulting from a purchase of the value and comprising;

    value identification data associated with the value;

    account identification data associated with the pre-existing customer account;

    the value identification data and account identification data being received by the point of sale terminal;

    determining, by the central processor, the specific provider based on the account identification data;

    communicating, by the central processor, with a processor of the specific provider; and

    providing, by the central processor, to the processor of the specific provider, the value identification data and the account identification data, wherein the value is added to the pre-existing customer account by the specific provider based on the value identification data provided.

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