Method of using an automated banking machine

• US 7,689,509 B2
• Filed: 12/03/2004
• Issued: 03/30/2010
• Est. Priority Date: 11/27/1996
• Status: Expired due to Fees

• Current Assignee: Diebold Incorporated (Diebold Nixdorf, Incorporated)
• Original Assignee: Diebold Incorporated (Diebold Nixdorf, Incorporated)
• Inventors: Drummond, Jay Paul, Blackson, Dale, Smith, Mark D., Weis, David W., Cichon, Bob A., Moales, Mark A., Ess, Joseph C., Church, James
• Primary Examiner(s): CAMPEN, KELLY SCAGGS
• Application Number:
  US11/003,791
• Publication Number:
  US 20050097047A1
• Time in Patent Office: 1,943 Days
• Field of Search: 705/35, 705/39, 705/42, 705/43, 902/8, 902/14, 902/18, 902/20, 235/375, 235/379
• US Class Current: 705/43
• CPC Class Codes: G06F 16/95 Retrieval from the web
• CPC Class Codes: G06F 3/023 Arrangements for converting discrete items of information into a coded form, e.g. arrangements for interpreting keyboard generated codes as alphanumeric codes, operand codes or instruction codes
• CPC Class Codes: G06F 3/04895 Guidance during keyboard input operation, e.g. prompting
• CPC Class Codes: G06Q 20/00 Payment architectures, schemes or protocols apparatus for performing or posting payment transactions G07F7/08, G07F19/00; electronic cash registers G07G1/12
• CPC Class Codes: G06Q 20/042 characterized in that the payment protocol involves at least one cheque
• CPC Class Codes: G06Q 20/108 Remote banking, e.g. home banking
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 20/18 involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
• CPC Class Codes: G06Q 20/202 Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/201 Accessories of ATMs
• CPC Class Codes: G07F 19/206 Software aspects at ATMs
• CPC Class Codes: G07F 19/211 Software architecture within ATMs or in relation to the ATM network
• CPC Class Codes: H04L 63/0853 using an additional device, e.g. smartcard, SIM or a different communication terminal cryptographic mechanisms or cryptographic arrangements for entity authentication involving additional secure or trusted devices H04L9/3234
• CPC Class Codes: H04L 63/0861 using biometrical features, e.g. fingerprint, retina-scan cryptographic mechanisms or cryptographic arrangements for entity authentication using biological data H04L9/3231
• CPC Class Codes: H04L 63/12 Applying verification of the received information cryptographic mechanisms or cryptographic arrangements for data integrity or data verification H04L9/32
• CPC Class Codes: H04L 67/02 based on web technology, e.g. hypertext transfer protocol [HTTP]
• CPC Class Codes: H04L 67/12 : specially adapted for proprietary or special-purpose networking environments, e.g. medical networks, sensor networks, networks in vehicles or remote metering networks
• CPC Class Codes: H04L 67/34 : involving the movement of software or configuration parameters network booting or remote initial program loading [RIPL] G06F9/4416
• CPC Class Codes: H04L 67/563 : Data redirection of data network streams
• CPC Class Codes: H04L 67/565 : Conversion or adaptation of application format or content adding application control or application functional data H04L67/561
• CPC Class Codes: H04L 67/568 : Storing data temporarily at an intermediate stage, e.g. caching
• CPC Class Codes: H04L 69/329 : in the application layer [OSI layer 7]
• CPC Class Codes: H04L 69/40 : for recovering from a failure of a protocol instance or entity, e.g. service redundancy protocols, protocol state redundancy or protocol service redirection management of faults, events, alarms or notifications in data switching networks H04L41/06
• CPC Class Codes: H04L 9/40 : Network security protocols

Abstract

An automated banking machine (12) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as in response to messages exchanged with foreign servers (20, 22, 24, 26, 28, 96) in a wide area network (18). The banking machine includes a computer (34) having an HTML document handling portion (76, 80, 82). The HTML document handling portion is operative to communicate through a proxy server (88), with a home HTTP server (90) in the intranet or the foreign servers in the wide area network. The computer further includes a device application portion (84) which interfaces with the HTML document handling portion and dispatches messages to operate devices (36) in the automated banking machine. The devices include a sheet dispenser mechanism (42) which dispenses currency as well as other transaction devices.

Claims

1. A method comprising

(a) determining that a document address is operative to enable transfer of at least one HTTP record corresponding to the address by performing a record pre-check, with a computer operating in an automated banking machine, wherein the pre-check does not include a frail download of the at least one HTTP record;

(b) subsequent to step (a), transferring the at least one HTTP record to the computer during a transaction sequence with the automated banking machine.

2. The method according to claim 1 wherein the transferring includes fully downloading the at least one HTTP record.

3. The method according to claim 2 wherein the automated banking machine includes an automated teller machine (ATM), wherein the ATM includes a currency dispenser, and wherein the transaction sequence includes dispensing currency from the ATM.

4. The method according to claim 1 wherein a server is in operative connection with the computer, and wherein step (a) includes determining if the server is operative.

5. The method according to claim 4 wherein the computer includes a browser, wherein the at least one HTTP record must be accessed through the sewer, and wherein step (b) includes accessing the at least one HTTP record with the browser.

6. The method according to claim 4 wherein the at least one HTTP record must be accessed through the server, and wherein step (a) comprises operating an applet to make a socket connection to the address in determining that the server is operative.

7. The method according to claim 1 wherein step (a) includes beginning a first download of the at least one HTTP record, and wherein step (b) includes beginning a separate second download of the at least one HTTP record.

8. A method comprising:

(a) operating an automated banking machine including a computer to test whether at least one HTTP record can be downloaded from a server, wherein the test includes an attempt to partially download the at least one HTTP record from the server without fully downloading the at least one HTTP record;

(b) operating the machine to receive a result of the test;

(c) responsive to step (b), operating the machine to determine that the HTTP record can be fully downloaded from the server;

(d) subsequent to step (c), operating the machine responsive to the determination in step (c) to begin a separate download of the at least one HTTP record from the server during a transaction with the machine;

(e) responsive to step (d), operating the machine to fully download the at least one HTTP record from the server; and

(f) subsequent to step (e), operating the machine to use the at least one HTTP record in carrying out the transaction.

9. The method according to claim 8 and further comprising:

(g) subsequent to step (c), operating the machine to begin the transaction;

wherein step (a) is performed prior to step (g).

10. The method according to claim 8 and further comprising:

(g) prior to step (a), operating the machine to begin the transaction;

wherein step (a) occurs during the transaction.

11. The method according to claim 8 wherein the machine includes a currency dispenser, and wherein the transaction includes operation of the currency dispenser, and further comprising:

(h) operating the currency dispenser to dispense currency from the machine.

12. The method according to claim 11 wherein the at least one HTTP record downloaded in step (f) includes a currency dispense instruction, and wherein step (h) includes dispensing currency from the machine responsive to the currency dispense instruction.

13. The method according to claim 8 wherein the at least one HTTP record downloaded in step (f) includes at least one transaction function device instruction operative to cause operation of at least one transaction function device, and wherein step (g) includes using the at least one transaction function device instruction to cause operation of at least one transaction function device in carrying out the transaction.

14. The method according to claim 13 wherein the machine includes a currency dispenser device, wherein the at least one HTTP record downloaded in step (f) includes a currency dispenser device instruction, and wherein step (g) includes using the currency dispenser device instruction to cause operation of the currency dispenser device in carrying out the transaction.

15. The method according to claim 8 wherein the at least one HTTP record downloaded in step (f) includes at least one function device instruction, and wherein step (c) includes performing the transaction with the machine using the at least one function device instruction.

16. The method according to claim 8 wherein step (a) includes beginning a first download of the at least one HTTP record, and wherein step (e) includes beginning a separate second download of the at least one HTTP record.

17. The method according to claim 8 wherein the computer includes a browser, and wherein step (f) includes accessing the at least one HTTP record with the browser.

18. A method including operation of an automated banking machine including at least one computer comprising a browser, comprising:

(a) operating the at least one computer to perform only a partial download of an HTTP record at a server address during a first download attempt of the HTTP record, wherein only a first content level of the HTTP record is downloaded in the first download attempt;

(b) responsive to the partial download in step (a), operating the at least one computer to determine that the HTTP record can be successfully downloaded at the address;

(c) subsequent to step (b), operating the at least one computer dining a transaction with the machine to attempt a second download of the HTTP record at the address, responsive to the determination in step (b);

(d) responsive to step (c), downloading a second content level of the HTTP record with the at least one computer, wherein the second content level is greater than the first content level, and

(e) subsequent to step (d), operating the machine to use the HTTP record in carrying out the transaction.

19. The method according to claim 18 wherein step (a) includes testing whether the HTTP record can be downloaded from a server, and further comprising:

(f) operating the machine to begin the transaction;

wherein step (a) is performed prior to step (f).

20. The method according to claim 18 wherein step (a) includes testing whether the HTTP record can be downloaded from a server, and further comprising:

(f) prior to step (a), operating the machine to begin the transaction;

wherein step (a) occurs during the transaction.

21. A method comprising

(a) operating a computer in an automated banking machine to perform a record accessibility pre-check in determining that a document address is operative to enable the machine to later access at least one HTTP record corresponding to the address, wherein the machine includes computer executable instructions operative to cause the computer to operate;

(b) operating the computer to begin a banking transaction which includes a plurality of transaction sequences, wherein the plurality of transaction sequences include a particular sequence that requires an attempt by the computer to access the at least one HTTP record;

(c) subsequent to steps (a) and (b), operating the computer to carry out the particular sequence in the banking transaction, including operating the computer responsive to the determination in step (a) to attempt access of the at least one HTTP record from the address;

(d) responsive to step (c), operating the computer to receive the at least one HTTP record; and

(e) operating the computer to use in the banking transaction, the at least one HTTP record received in step (d).