System providing methodology for consolidation of financial information
First Claim
1. A computer-implemented system for consolidating financial transaction information from multiple sources for presentation to a user, the system comprising:
- a file importer for importing data files from a first source and processing each data file to create parsed information for each transaction present in the data file and represent any additional information present in the data file in Extensible Markup Language (XML) format;
a data consolidator for receiving parsed information from the file importer, consolidating said parsed information with transaction information from a user-accessible system to create consolidated transaction records, assigning a unique identifier to each consolidated transaction record for an account, and storing said consolidated transaction records, wherein consolidating said parsed information includes removing transaction information derived from the user accessible system that is duplicated in said parsed information from the data files;
a reporting module for receiving a request for financial transaction information for a particular account and presenting consolidated transaction records for the particular account to the user in response to the request, wherein the user may navigate through said consolidated transaction records based upon said unique identifier; and
at least one computer having a processor and memory for operating the file importer, data consolidator and reporting module.
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Accused Products
Abstract
A system providing methodology for consolidation of financial information is described. In one embodiment, for example, a system is described for consolidating financial transaction information from multiple sources for presentation to a user, the system comprises: a file importer for importing data files from a first source and processing each data file to create parsed information for each transaction present in the data file and represent any additional information present in the data file in Extensible Markup Language (XML) format; a data consolidator for receiving parsed information from the file importer, consolidating the parsed information with transaction information from a user-accessible system to create consolidated transaction records, assigning a unique identifier to each consolidated transaction record for an account, and storing the consolidated transaction records; and a reporting module for receiving a request for financial transaction information for a particular account and presenting consolidated transaction records for the particular account to the user in response to the request, wherein the user may navigate through the consolidated transaction records based upon the unique indentifier.
65 Citations
47 Claims
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1. A computer-implemented system for consolidating financial transaction information from multiple sources for presentation to a user, the system comprising:
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a file importer for importing data files from a first source and processing each data file to create parsed information for each transaction present in the data file and represent any additional information present in the data file in Extensible Markup Language (XML) format; a data consolidator for receiving parsed information from the file importer, consolidating said parsed information with transaction information from a user-accessible system to create consolidated transaction records, assigning a unique identifier to each consolidated transaction record for an account, and storing said consolidated transaction records, wherein consolidating said parsed information includes removing transaction information derived from the user accessible system that is duplicated in said parsed information from the data files; a reporting module for receiving a request for financial transaction information for a particular account and presenting consolidated transaction records for the particular account to the user in response to the request, wherein the user may navigate through said consolidated transaction records based upon said unique identifier; and at least one computer having a processor and memory for operating the file importer, data consolidator and reporting module. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20)
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21. A method implemented in a computer system having at least a processor and memory for consolidating and presenting financial information to a user, the method comprising:
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importing data files of different types into the system; for each particular type imported, loading a file adapter suited for processing that particular type; for each imported data file, creating parsed information from the data file that identifies each transaction present in the data file with a unique sequence number, and that represents any additional information present in the data file in XML format; creating consolidated financial information by storing all parsed information in a consolidation repository, including removing financial information derived from a user accessible system which is duplicated in said parsed information; receiving a user request at the user-accessible system for information about a particular financial account; and in response to the user request, determining financial information in the user-accessible system and the consolidation repository that is most current for the particular financial account, and presenting that financial information to the user. - View Dependent Claims (22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34)
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35. A computer-implemented system for consolidating and presenting financial information to a user comprising:
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a file importer for importing data files of different types; a plurality of file adapters, each file adapter suited for processing a particular type of data file imported by creating parsed information from the data file that identifies each transaction present in the data file with a unique sequence number, and by representing any additional information present in the data file in XML format for each imported data file; a consolidator for consolidating financial information by consolidating parsed information from imported data files with data from a user-accessible system, including removing transaction information derived from the user accessible system duplicated in said parsed information; a consolidation repository for storing consolidated financial information; a user-accessible system for receiving a user request for information about a particular financial account; and a module for determining financial information in the user-accessible system and the consolidation repository that is most current for the particular financial account, and presenting that financial information to the user; and at least one computer having a processor and memory for operating the file importer, file adapters, consolidator, consolidation repository, user accessible system and module for determining financial information. - View Dependent Claims (36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47)
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Specification