Anonymous on-line cash management system

  • US 7,814,009 B1
  • Filed: 05/12/2000
  • Issued: 10/12/2010
  • Est. Priority Date: 05/12/2000
  • Status: Expired due to Fees
First Claim
Patent Images

1. A method for a customer to anonymously purchase goods or services from an on-line merchant, said method comprising the steps of:

  • a customer depositing an amount of cash with an account seller, the account seller being independent of said customer such that the identity of said customer remains anonymous;

    the account seller electronically notifying a central computer server of the amount of cash received from the customer;

    the central computer server transferring an amount of electronic currency corresponding to the amount that the account seller received from the customer from a bank account of the account seller to a central bank account having one or more account numbers;

    the central computer server generating, storing and issuing to the account seller one or more anonymous and randomly-generated serial numbers corresponding to said one or more account numbers;

    the account seller providing the serial number information to the customer;

    the customer submitting at least one serial number to the on-line merchant to purchase goods or services, said on-line merchant being unable to identify said customer during said purchase;

    the on-line merchant, upon receipt of said at least one serial number submitted by said customer, transmitting said at least one serial number to the central computer server for authentication;

    the central computer server authenticating said at least one serial number; and

    the central computer server transferring an amount of said electronic currency corresponding to said at least one serial number to an account of said on-line merchant.

View all claims
    ×
    ×

    Thank you for your feedback

    ×
    ×