System and method for secure third-party development and hosting within a financial services network

• US 7,822,683 B2
• Filed: 12/22/2000
• Issued: 10/26/2010
• Est. Priority Date: 01/21/2000
• Status: Expired due to Fees

• Current Assignee: Microsoft Technology Licensing LLC (Microsoft Corporation)
• Original Assignee: Microsoft Corporation
• Inventors: Pfost, Jarrod E., Waterston, Michael L., Jakstadt, Eric G., Badari, Vasantha
• Primary Examiner(s): Hamilton; Lalita M
• Application Number:
  US09/747,308
• Publication Number:
  US 20010032181A1
• Time in Patent Office: 3,595 Days
• Field of Search: 705/34, 705/35, 705/40
• US Class Current: 705/40
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/108 Remote banking, e.g. home banking
• CPC Class Codes: G06Q 30/04 Billing or invoicing
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Abstract

An electronic billing statement, presented as a user interface to a registered user of a server, the electronic billing statement comprising a first component, hosted by a financial service center, to navigate the user UI and invoke one or more functions of the financial service center, and a second component, hosted by a third-party, to provide detailed billing information from a biller to the registered user.

Claims

1. An electronic billing statement presented as a user interface (UI), the electronic billing statement comprising:

a first component hosted by a financial service center on a Web server, the first component to;

navigate the user interface (UI);

invoke one or more functions of the financial service center; and

provide summary billing information; and

a second component hosted by a third-party, the second component to provide detailed billing information from a biller to a user of the financial service center on the Web server, wherein the second component is only provided to the user upon verification of user authorization to receive the detailed billing information,

wherein the financial service center receives batch bill information along with authentication strings from the biller.

2. An electronic billing statement according to claim 1, wherein the authentication strings are sent to the third-party to authorize delivery of the second component.

3. An electronic billing statement according to claim 1, wherein each of the financial service center and the third-party independently create the electronic billing statement on the Web server.

4. An electronic billing statement according to claim 1, wherein the electronic billing statement is comprised of a plurality of executable instructions sent from the financial service center and the third-party for rendering in a browser executing on a user computing system.

5. A storage medium encoded with a plurality of executable instructions which, when executed, render an electronic billing statement, the electronic billing statement comprising:

a first component hosted by a financial service center on a Web server, the first component to;

navigate the user interface (UI);

invoke one or more functions of the financial service center; and

provide summary billing information; and

a second component hosted by a third-party, the second component to provide detailed billing information from a biller to a user of the financial service center on the Web server, wherein the second component is only provided to the user upon verification of user authorization to receive the detailed billing information,

wherein the financial service center receives batch bill information along with authentication strings from the biller.