System and method for automatically providing personalized notices concerning financial products and/or services

  • US 7,860,744 B2
  • Filed: 04/27/2007
  • Issued: 12/28/2010
  • Est. Priority Date: 06/10/1996
  • Status: Expired due to Fees
First Claim
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1. A method for automatically providing personalized notices over an electronic network concerning one or more financial products or services, the method using at least one processor and comprising the steps of:

  • a) providing a first database containing client information for a plurality of clients, said client information including both client identification information and client account information for a first financial product or service;

    b) generating variable information for at least certain of the plurality of clients relating to said first financial product or service, which variable information varies from one client to another client based on said client identification information and said client account information;

    c) executing a first software routine via the at least one processor coupled to said first database and configured to automatically and without human intervention prepare a first electronic communication for said certain clients suitable for transmission over the electronic network, said first electronic communication comprising a first personalized notice concerning said first financial product or service;

    wherein said first personalized notice includes at least both said variable information and said client identification information;

    d) sending said first electronic communication by electronic mail through said electronic network to at least one of said certain clients.

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