×

System and method for tokenless biometric authorization of electronic communications

  • US 7,882,032 B1
  • Filed: 08/17/2000
  • Issued: 02/01/2011
  • Est. Priority Date: 11/28/1994
  • Status: Expired due to Fees
First Claim
Patent Images

1. A system for tokenless biometric authorization of an electronic communication, using an electronic communication input apparatus, a biometric input apparatus, and a master electronic identicator, wherein said system comprises:

  • a. a communication input apparatus, further comprising a data entry device for formation of an electronic communication;

    b. a biometric input apparatus connected to said communication input apparatus, further comprising a device for electronically scanning a biometric sample directly from a person of a user;

    c. at least one master electronic identicator, further comprising;

    i) a computer database containing all of the electronically stored biometric samples from all of the registered users;

    ii) a comparator that electronically compares a received biometric sample with previously stored biometric samples to deliver either a successful or failed identification of the user;

    d. a data transmittal public network that electronically transmits data between the biometric input apparatus and a master electronic identicator;

    e. an electronic communication authorization platform, connected to said master electronic identifier, that authorizes execution of at least one electronic communication upon a successful identification of the user by an electronic identicator;

    f. a rule-module clearinghouse, connected to said master electronic identifier, further comprising a user-customized rule module including at least one user-customized pattern data associated with at least one user-customized execution command, wherein said execution command comprises instructions for executing the processing of an electronic consumer loyalty or consumer rewards incentive;

    g. a rule-module invocation platform, that invokes at least one previously designated user-customized rule-module upon successful identification of the user;

    h. an electronic communication execution platform, that executes at least one electronic communication upon the invocation of a user-customized rule-module per said execution command;

    wherein an electronic communication is biometrically-authorized in a tokenless manner.

View all claims
  • 17 Assignments
Timeline View
Assignment View
    ×
    ×