Obtaining consent for electronic delivery of compliance information

• US 7,885,876 B2
• Filed: 05/21/2007
• Issued: 02/08/2011
• Est. Priority Date: 02/12/1998
• Status: Expired due to Fees

• Current Assignee: Broadridge Investor Communication Solutions, Inc. (Broadridge Financial Solutions Incorporated)
• Original Assignee: Broadridge Investor Communication Solutions, Inc. (Broadridge Financial Solutions Incorporated)
• Inventors: Burakoff, Stephen V., Fein, Robert A., Simmel, Sergiu S.
• Primary Examiner(s): APPLE, KIRSTEN SACHWITZ
• Application Number:
  US11/804,924
• Publication Number:
  US 20070226107A1
• Time in Patent Office: 1,359 Days
• Field of Search: 705/35, 283/17
• US Class Current: 705/35
• CPC Class Codes: G06F 21/606 by securing the transmission between two devices or processes
• CPC Class Codes: G06F 21/6209 to a single file or object, e.g. in a secure envelope, encrypted and accessed using a key, or with access control rules appended to the object itself
• CPC Class Codes: G06F 21/6245 Protecting personal data, e.g. for financial or medical purposes
• CPC Class Codes: G06F 40/134 Hyperlinking
• CPC Class Codes: G06Q 10/107 Computer-aided management of electronic mailing [e-mailing]
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 30/018 Certifying business or products
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03
• CPC Class Codes: G06Q 40/03 Credit; Loans; Processing thereof
• CPC Class Codes: G06Q 40/04 Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
• CPC Class Codes: G06Q 40/06 Asset management; Financial planning or analysis
• CPC Class Codes: G06Q 99/00 Subject matter not provided for in other groups of this subclass
• CPC Class Codes: H04L 51/18 Commands or executable codes

Abstract

A method and related system obtains consent from an individual for computer-aided delivery of compliance information. Initially, a computer-readable data storage device is provided to the individual. The device stores the compliance information and computer-executable instructions. By inserting the device into a computer, the instructions are executed and the individual is prompted by the computer to consent to the computer-aided delivery of additional compliance information. Once consent is indicated, it is communicated from the individual'"'"'s computer to another computer such as a server over, for example, a modem connection. Having secured the individual'"'"'s consent, the additional compliance information can be delivered to the individual'"'"'s computer as, for example, a file attachment to an email message.

Claims

1. A method of providing access to a compliance information database, the method comprising:

under control of a first client system;

sending an access instruction message; and

under control of a server system;

receiving the access instruction message from the first client system,

identifying a specific compliance information record within the access instruction message, the specific compliance information record being associated with one or more items of compliance information, each item of the one or more items of compliance information being subject to a legal requirement specifying obtainment of consent to electronic delivery of the item of compliance information,

identifying a destination address within the access instruction message,

creating a hyperlink pointing to the specific compliance information record in the compliance information database,

obtaining consent to electronic delivery of the one or more items of compliance information associated with the specific compliance information record, the obtainment of consent being unrelated to security authorization or identification, and

upon obtaining consent, transmitting the hyperlink to the destination address.

2. The method of claim 1, wherein the destination address is located at a second client system and the hyperlink is transmitted from the server system to the second client system via the Internet.

3. The method of claim 1, wherein the destination address is located at a second client system, the method further comprising:

under control of the second client system;

receiving the hyperlink from the server system, and

accessing the server system via the hyperlink.

4. The method of claim 3, further comprising:

under control of the server system;

detecting an access to the server system by the second client system via the hyperlink;

determining whether or not the hyperlink is valid; and

when the hyperlink is determined to be valid;

identifying a specific compliance information record from the hyperlink,

retrieving the specific compliance information record from the compliance information database, and

causing the specific compliance information record to be displayed on the second client system.

5. A system comprising:

a compliance information database;

a first client system operative to;

send an access instruction message; and

a server system operative to;

receive the access instruction message from the first client system;

identify a specific compliance information record within the access instruction message, the specific compliance information record being associated with one or more items of compliance information, each item of the one or more items of compliance information being subject to a legal requirement specifying obtainment of consent to electronic delivery of the item of compliance information;

identify a destination address within the access instruction message;

create a hyperlink pointing to the specific compliance information record in the compliance information database;

obtain consent to electronic delivery of the one or more items of compliance information associated with the specific compliance information record, the obtainment of consent being unrelated to security authorization or identification; and

upon obtaining consent, transmit the hyperlink to the destination address.

6. The system of claim 5, further comprising a second client system, and wherein the destination address is associated with the second client system and the hyperlink is transmitted from the server system to the second client system via the Internet.

7. The system of claim 5, further comprising a second client system, wherein the destination address is associated with the second client system, and wherein the second client system is operative to receive the hyperlink from the server system, and access the server system via the hyperlink.

8. The system of claim 7, wherein the server system is operative to:

detect an access to the server system by the second client system via the hyperlink;

determine whether or not the hyperlink is valid; and

when the hyperlink is determined to be valid;

identify a specific compliance information record from the hyperlink,

retrieve the specific compliance information record from the compliance information database, and

cause the specific compliance information record to be displayed on the second client system.