System and method for verification, authentication, and notification of a transaction

  • US 7,904,360 B2
  • Filed: 01/30/2003
  • Issued: 03/08/2011
  • Est. Priority Date: 02/04/2002
  • Status: Active Grant
First Claim
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1. A computer-implemented system for providing a transaction, the system comprising:

  • a transaction processing module configured to process a transaction and to communicate via a first communications link and one or more second communications links, wherein the transaction processing module;

    receives, via the first communications link, incoming information associated with a transaction;

    identifies at least one party associated with the transaction, wherein the at least one party is authorized to verify the transaction and is a non-merchant with regards to the transaction;

    transmits, via the one or more second communications links, a verification request to the at least one party to verify the transaction, wherein the one or more second communications links are different from the first communications link;

    recognizes an occurrence of an event;

    determines authenticity of the transaction based on the recognition of the occurrence of the event; and

    continues processing the transaction initiated over the first communications link.

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