System and method for providing customized sales-related data over a network

• US 7,953,636 B2
• Filed: 02/21/2001
• Issued: 05/31/2011
• Est. Priority Date: 02/21/2001
• Status: Active Grant

• Current Assignee: Genworth Holdings, Inc. (Genworth Financial Incorporated)
• Original Assignee: Genworth Financial Incorporated
• Inventors: Chowdry, Tanya, Steuart, Stacy Rhea
• Primary Examiner(s): Gart; Matthew S
• Assistant Examiner(s): ADE, OGER GARCIA
• Application Number:
  US09/788,646
• Publication Number:
  US 20020116229A1
• Time in Patent Office: 3,751 Days
• Field of Search: 705/24
• US Class Current: 705/24
• CPC Class Codes: G06Q 10/10 Office automation; Time management
• CPC Class Codes: G06Q 20/209 Specified transaction journal output feature, e.g. printed receipt or voice output
• CPC Class Codes: G06Q 30/04 Billing or invoicing
• CPC Class Codes: G06Q 40/08 Insurance

Abstract

A system and method for providing sales-related data over a network. The method includes the steps of receiving a request for sales-related data from a user, receiving request-related information from the user and generating the sales-related data based on the received request-related information. The request may be from a user at a broker address. The method further includes the steps of accessing broker information from a broker information database based on the broker address and displaying at least a portion of the broker information with at least a portion of subsequent information presented to the user.

Claims

1. A method for providing state specific sales-related data relating to insurance, over a network, the sales related data being forwarded from a supplier to a broker and being customized for the broker, the method comprising the steps of:

accessing at least one web page of a broker by inputting a broker network address;

receiving, at a supplier by a computer device, a request for sales-related data from a user associated with a broker, the request for sales related data being transmitted from the broker network address of the broker, the broker network address being utilized for the transmission of the request for sales-related data;

accessing broker information, at the supplier by the computer device, using the broker network address to retrieve broker information from a broker information database of the supplier;

displaying, to the user, at least a portion of the broker information with at least a portion of insurance related information;

receiving, at the supplier by the computer device, request-related information from the user;

accessing state related information, at the supplier by the computer device, that includes at least one of the user'"'"'s state of residence and the state in which the broker is licensed; and

generating the sales-related data, at the supplier by the computer device, based on the received request-related information and based on the state related information.

2. The method of claim 1 further comprising the steps of:

asking the user to select the user'"'"'s state of residence; and

receiving the user'"'"'s state of residence selection,

wherein the step of generating the sales-related data includes the sub-step of determining the sales-related data to generate based on the user'"'"'s state of residence selection.

3. The method of claim 2 further comprising the steps of:

receiving a request from the user to send an email to a broker;

transmitting an email to a first email address of the broker if the user'"'"'s state of residence selection corresponds to a state in which the broker is licensed to do business; and

transmitting an email to a second email address of the broker if the user'"'"'s state of residence selection does not correspond to a state in which the broker is licensed to do business.

4. The method of claim 1 wherein the step of receiving the request-related information from the user includes receiving at least one of a data of birth, a state of residence, a height, a weight, a gender, a type of product desired, and a county of citizenship.

5. The method of claim 1 further comprising the step of determining the sales-related data based on the received request-related information.

6. The method of claim 1 further comprising the step of requesting the request-related information from the user and returning an error message if the user fails to appropriately provide any portion of the request-related information.

7. The method of claim 1 further comprising the step of requesting the request-related information from the user and returning the user to a request-related information form if the user fails to appropriately provide any portion of the request-related information.

8. The method of claim 1 further comprising the step of determining an eligibility of the user from the request-related information and displaying a decline message if the request-related information indicates that the user is not eligible to purchase any one of a plurality of available products.

9. The method of claim 1 wherein the broker information comprises broker contact information.

10. The method of claim 1, the broker network address is a URL.

11. A method for providing state specific sales-related data relating to insurance, over a network, the sales related data being forwarded from a supplier to a broker and being customized for the broker, the method comprising the steps of:

receiving, at a supplier by a computer device, a request for sales-related data from a user associated with a broker, the request for sales related data input from a broker network address of the broker, the broker network address being utilized to submit the request for sales-related data;

accessing, by the computer device, broker information from a broker information database based on the broker network address;

displaying, to the user, at least a portion of the broker information with at least a portion of insurance related information;

receiving, by the computer device, request-related information from the user;

accessing, by the computer device, state related information that includes at least one of the user'"'"'s state of residence and the state in which the broker is licensed; and

generating the sales-related data, by the computer device, based on the received request-related information and based on the state related information; and

the method further comprising the steps of;

asking the user to select the user'"'"'s state of residence; and

receiving the user'"'"'s state of residence selection,

wherein the step of generating the sales-related data includes the sub-step of

determining the sales-related data to generate based on the user'"'"'s state of residence selection; and

the method further comprising the steps of;

receiving a request from the user to send an email to a broker;

transmitting an email to a first email address of the broker if the user'"'"'s state of residence selection corresponds to a state in which the broker is licensed to do business; and

transmitting an email to a second email address of the broker if the user'"'"'s state of residence selection does not correspond to a state in which the broker is licensed to do business.

12. A method for providing state specific sales-related data relating to insurance, over a network, the sales related data being forwarded from a supplier to a broker and being customized for the broker, the method comprising the steps of:

accessing at least one web page of a broker by inputting a broker network address;

receiving, at a supplier, by a computer device, a request for sales-related data from a user associated with a broker, wherein the request for sales related data is transmitted from the at least one web page of the broker having the broker network address;

retrieving broker information from a broker information database located at the supplier based on the broker network address;

displaying, to the user, at least a portion of the broker information with at least a portion of insurance related information;

receiving, at the supplier by the computer device, user information associated with the sales-related data;

determining, at the supplier by the computer device, one or more parameters for the sales-related data based on the user information;

accessing state related information, at the supplier by the computer device, wherein the state related information comprise at least one of the user'"'"'s state of residence and a state in which the broker is licensed; and

generating the sales-related data, at the supplier by the computer device, based on the received user information, the one or more parameters, and on the state related information, the generating the sales-related data constituted by generation of a further web page containing the sales-related data.

13. The method of claim 12, wherein determining, at the supplier, one or more parameters for the sales-related data based on the user information comprises determining a risk class associated with the user based on the user information.

14. The method of claim 12, the broker network address is a URL.