Method for secure transactions utilizing physically separated computers

  • US 7,958,214 B1
  • Filed: 06/08/2001
  • Issued: 06/07/2011
  • Est. Priority Date: 06/09/2000
  • Status: Active Grant
First Claim
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1. A secure transaction method, comprising the steps of:

  • establishing an electronically accessible verification site authorized by the holder of a credit card;

    receiving a request for goods or services by a merchant using the credit card, but wherein the card is not required to be physically presented to the merchant;

    accessing the verification site by the merchant to determine whether the request for goods or services is an authorized transaction;

    sending an electronic authorization communication by the verification site to the holder of the credit card, the message including information indicative of the transaction; and

    transmitting, by the holder of the credit card, an approval communication if the transaction is approved by the card holder.

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