Method for use in association with identification token and apparatus including identification token

• US 7,992,779 B2
• Filed: 09/10/2007
• Issued: 08/09/2011
• Est. Priority Date: 09/10/2007
• Status: Active Grant

• Current Assignee: Mastercard International Incorporated (MasterCard Incorporated)
• Original Assignee: Mastercard International Incorporated (MasterCard Incorporated)
• Inventors: Wankmueller, John Robert, Phillips, Simon
• Primary Examiner(s): Lee; Michael G
• Assistant Examiner(s): GUDORF, LAURA A
• Application Number:
  US11/852,804
• Publication Number:
  US 20090065575A1
• Time in Patent Office: 1,429 Days
• Field of Search: 235/375, 235/380, 235/435, 235/451, 705/16, 705/41, 705/66
• US Class Current: 235/380
• CPC Class Codes: G06K 19/07309 Means for preventing undesired reading or writing from or onto record carriers
• CPC Class Codes: G06Q 20/105 involving programming of a portable memory device, e.g. IC cards, "electronic purses"
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/3672 initialising or reloading thereof
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Abstract

In some embodiments, a method comprises: sensing at least one of movement and position of an identification token; determining if a criteria is satisfied; and enabling operation of the identification token if the criteria is satisfied; wherein determining if the criteria is satisfied comprises determining if the at least one of movement and position satisfies a reference criteria; and wherein the sensor comprises a sensor to provide a signal indicative of at least one of movement and position of the identification token prior to presentation to a proximity coupling device. In some embodiments, apparatus comprises: an identification token comprising: a sensor to provide a signal indicative of at least one of movement and position of the identification token; circuitry, to receive the signal, to determine if a criteria is satisfied, and to enable operation of the identification token if the criteria is satisfied; wherein the circuitry comprises circuitry to determine if the at least one of movement and position satisfies a reference criteria wherein the sensor comprises a sensor to provide a signal indicative of at least one of movement and position of the identification token prior to presentation to a proximity coupling device.

Claims

1. A method comprising:

sensing at least one of movement and position of an identification token, including sensing movement of the identification token;

determining whether a criteria to operate the identification token as a proximity payment device based on the sensing of the at least one of movement and position of an identification token is satisfied; and

enabling operation of the identification token, in an instance the criteria is satisfied, to operate the identification token as a proximity payment device;

wherein the determining of whether the criteria is satisfied comprises determining whether the at least one of movement and position satisfies a reference criteria, including

determining whether the movement indicates that the identification token has been shaken with a force having a magnitude in excess of a reference magnitude; and

wherein the sensing and the enabling is initiated prior to presentation of the identification token to a proximity coupling device.

2. The method of claim 1 wherein sensing movement of the identification token comprises:

sensing acceleration of the identification token.

3. The method of claim 2 wherein determining whether the movement satisfies the reference criteria comprises:

determining whether the acceleration satisfies a reference criteria.

4. The method of claim 2 wherein determining whether the movement satisfies the reference criteria comprises:

determining whether the acceleration satisfies a biometric reference criteria defined by a motion made by a user of the identification token to indicate a reference criteria.

5. The method of claim 2 wherein determining whether the movement satisfies the reference criteria comprises:

determining whether the acceleration indicates that the identification token has been shaken with a force having a magnitude in excess of a reference magnitude.

6. The method of claim 2 wherein sensing movement of the proximity payment device comprises:

sensing acceleration of the proximity payment device.

7. The method of claim 6 wherein determining whether the movement satisfies a reference criteria comprises:

determining whether the acceleration satisfies a reference criteria.

8. The method of claim 6 wherein determining whether the movement satisfies the reference criteria comprises:

determining whether the acceleration satisfies a biometric reference criteria defined by a motion made by a user of the identification token to indicate a reference criteria.

9. The method of claim 6 wherein determining whether the movement satisfies the reference criteria comprises:

determining whether the acceleration indicates that the proximity payment device has been shaken with a force having a magnitude in excess of a reference magnitude.

10. An apparatus comprising:

an identification token comprising;

a sensor to provide a signal indicative of at least one of movement and position of the identification token;

circuitry, to receive the signal, to determine whether a criteria to operate the identification token as a proximity payment device based on the signal is satisfied, and to enable operation of the identification token, in an instance the criteria is satisfied, to operate the identification token as a proximity payment device;

wherein the circuitry comprises circuitry to determine whether the at least one of movement and position satisfies a reference criteria;

wherein the sensor comprises a sensor to provide a signal indicative of acceleration of the identification token; and

wherein the sensor provides a signal indicative of at least one of movement and position of the identification token and the circuitry determines whether to operate the identification token as a proximity payment device prior to presentation of the identification token to a proximity coupling device.

11. The apparatus of claim 10 wherein the circuitry to determine whether the at least one of movement and position satisfies a reference criteria comprises:

circuitry to determine whether the acceleration satisfies a reference criteria.

12. The apparatus of claim 10 wherein the circuitry to determine whether the at least one of movement and position satisfies a reference criteria comprises:

circuitry to determine whether the acceleration satisfies a biometric reference criteria defined by a motion made by a user of the identification token to indicate a reference criteria.

13. The apparatus of claim 10 wherein the circuitry to determine whether the at least one of movement and position satisfies a reference criteria comprises:

circuitry to determine whether the acceleration indicates that the identification token has been shaken with a force having a magnitude in excess of a reference magnitude.

14. The apparatus of claim 10 wherein the sensor comprises a sensor to provide a signal indicative of acceleration of the proximity payment device.

15. The apparatus of claim 14 wherein the circuitry to determine whether the at least one of movement and position satisfies a reference criteria comprises:

circuitry to determine whether the acceleration satisfies a reference criteria.

16. The apparatus of claim 14 wherein the circuitry to determine whether the at least one of movement and position satisfies a reference criteria comprises:

circuitry to determine whether the acceleration satisfies a biometric reference criteria defined by a motion made by a user of the identification token to indicate a reference criteria.

17. The apparatus of claim 14 wherein the circuitry to determine whether the at least one of movement and position satisfies a reference criteria comprises:

circuitry to determine whether the acceleration indicates that the proximity payment device has been shaken with a force having a magnitude in excess of a reference magnitude.

18. An apparatus comprising:

an identification token comprising;

a sensor to provide a signal indicative of at least one of movement and position of the identification token; and

means, responsive to the signal, for determining whether a criteria to operate the identification token as a proximity payment device based on the signal is satisfied and enabling operation of the identification token in an instance the criteria is satisfied to operate the identification token as a proximity payment device;

wherein the means comprises means for determining whether the at least one of movement and position satisfies a reference criteria;

wherein the sensor comprises a sensor to provide a signal indicative of acceleration of the identification token; and

wherein the sensor provides a signal indicative of at least one of movement and position of the identification token and the circuitry determines whether to operate the identification token as a proximity payment device prior to presentation of the identification token to a proximity coupling device.

19. The apparatus of claim 18 wherein the means for determining whether the at least one of movement and position satisfies a reference criteria comprises:

means for determining whether the acceleration satisfies a reference criteria.

20. The apparatus of claim 18 wherein the means for determining whether the at least one of movement and position satisfies a reference criteria comprises:

means for determining whether the acceleration satisfies a biometric reference criteria defined by a motion made by a user of the identification token to indicate a reference criteria.

21. The apparatus of claim 18 wherein the means for determining whether the at least one of movement and position satisfies a reference criteria comprises:

means for determining whether the acceleration indicates that the identification token has been shaken with a force having a magnitude in excess of a reference magnitude.

22. The apparatus of claim 18 wherein the sensor comprises a sensor to provide a signal indicative of acceleration of the proximity payment device.

23. The apparatus of claim 22 wherein the means for determining whether the at least one of movement and position satisfies a reference criteria comprises:

means for determining whether the acceleration satisfies a reference criteria.

24. The apparatus of claim 22 wherein the means for determining whether the at least one of movement and position satisfies a reference criteria comprises:

means for determining whether the acceleration satisfies a biometric reference criteria defined by a motion made by a user of the identification token to indicate a reference criteria.