Method and system for carrying out verification processes including optical scanning of information displayed via a mobile telephone terminal

• US 8,126,815 B2
• Filed: 12/17/2002
• Issued: 02/28/2012
• Est. Priority Date: 12/19/2001
• Status: Active Grant

• Current Assignee: Siemens It Solutions and Services GmbH (Atos SE)
• Original Assignee: Siemens It Solutions and Services GmbH (Atos SE)
• Inventors: Redecker, Bernd
• Primary Examiner(s): OBEID, MAMON A
• Application Number:
  US10/499,767
• Publication Number:
  US 20050107067A1
• Time in Patent Office: 3,360 Days
• Field of Search: 235/380, 235/379, 455/406, 455/407, 705/64, 705/65, 705/67, 705/75, 705/76
• US Class Current: 705/65
• CPC Class Codes: G06K 7/1095 the scanner comprising adaptations for scanning a record carrier that is displayed on a display-screen or the like
• CPC Class Codes: G06Q 20/02 involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/326 Payment applications installed on the mobile devices
• CPC Class Codes: G06Q 20/3274 using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
• CPC Class Codes: G06Q 20/367 involving electronic purses or money safes
• CPC Class Codes: G06Q 20/3674 involving authentication
• CPC Class Codes: G06Q 20/382 insuring higher security of transaction
• CPC Class Codes: G06Q 20/3821 Electronic credentials
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 20/401 Transaction verification

Abstract

The invention relates to the carrying out of verification processes with regard to authorization of user and/or payment processes by means of a mobile telephone terminal, whereby an identifier associated with an authorized user and/or payer is provided in such a way that it can be called up and represented on a display device of a mobile telephone terminal associated with the authorized user and/or payer. On the instructions of the authorized user and/or payer, the identifier is represented on the display device and optically scanned in an interrogation station. A control message with a request for confirmation of a process verifying the authorization of use and/or payment process is transmitted to the mobile telephone terminal. In order to grant use and/or carry out payment, the control message receives a reply by transmitting a confirmation message from the mobile telephone terminal to the interrogation station.

Claims

1. A method for carrying out verification processes with regard to authorization of payment processes via a mobile telephone terminal, the method comprising the steps of:

providing an identifier, which can be called-up and is associated with a particular party who is at least one of an authorized payer, for display on a display device of a mobile telephone terminal associated with the particular party;

displaying the identifier on the display device and optically scanning the identifier at an interrogation station on instructions of the particular party;

upon successful identification of the scanned identifier, transmitting to the mobile telephone terminal a control message from the interrogation station or from a matching device in communication with the interrogation station, the control message including a request for confirmation of an authorization of a payment process; and

in response to receiving the control message at the mobile telephone terminal, the mobile telephone terminal automatically displaying a confirmation message on the display device of the mobile telephone terminal and optically scanning the displayed confirmation message at the interrogation station;

evaluating, by the interrogation station, the control message and the scanned confirmation message;

in response to a positive evaluation, authorizing said payment process;

such that the payment process requires two separate optical scans of different information displayed on the mobile telephone terminal display device at the interrogation station, namely, the optical scan of the identifier displayed on the mobile telephone terminal display device and the additional, separate optical scan of the confirmation message displayed on the mobile telephone terminal display device, wherein both optical scans are performed during the payment process at the interrogation station.

2. A method for carrying out verification processes as claimed in claim 1, wherein the control message is provided in the interrogation station substantially at the same time as the transmission of the control message to the mobile telephone terminal, and the confirmation message is evaluated in the interrogation station.

3. A method for carrying out verification processes as claimed in claim 1, wherein the control message is transmitted via a Bluetooth connection from the interrogation station to the mobile telephone terminal.

4. A system for carrying out verification processes with regard to authorization of payment processes, comprising:

a mobile telephone terminal associated with a particular party who is an authorized payer;

an interrogation station; and

wherein the interrogation station is programmed to transmit a control message to the mobile telephone terminal requiring confirmation of a verification process with regard to an authorization of a payment process in the mobile telephone terminal;

wherein the mobile telephone terminal comprises;

a display device programmed to display an identifier which is associated with the particular party, the displayed identifier being optically scanable by the interrogation station during the payment process;

a receiving device programmed to receive the control message from the interrogation station upon successful identification of the scanned identifier; and

wherein the display device is further programmed to automatically display a confirmation message in response to receiving the control message, the displayed confirmation message being optically scanable by the interrogation station during the payment process;

and wherein the interrogation station comprises an optical scanning device programmed to scan (a) the identifier represented on the display device and (b) the confirmation message represented on the display device as two separate optical scans during the payment process at the interrogation station;

wherein the interrogation station is further programmed to evaluate the control message and the scanned confirmation message;

in response to a positive evaluation, the interrogation station is further programmed to authorize said payment process.