Automated transaction machine

  • US 8,132,715 B2
  • Filed: 10/31/2007
  • Issued: 03/13/2012
  • Est. Priority Date: 05/10/1996
  • Status: Expired due to Fees
First Claim
Patent Images

1. An integrated banking and transaction machine for use by a consumer to purchase access to retail ATM services, comprising:

  • an automated teller machine;

    a user interface to the automated teller machine;

    means for identifying the user to the automated teller machine, further comprising a smart card/magnetic stripe reader/encoder and a sensor;

    an Internet interface to an Intranet connection to the automated teller machine that uses encryption services and security services to provide the user access to the user interface and retail ATM service; and

    access to the automated teller machine user interface whereupon the consumer may selectively dispense digital cash using the integrated banking and transaction machine providing the retail ATM service;

    wherein the consumer can purchase access to the retail ATM service through use of the user interface, Intranet and Internet connections.

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