Processing an application for insurance coverage

  • US 8,219,426 B1
  • Filed: 12/02/2010
  • Issued: 07/10/2012
  • Est. Priority Date: 11/19/2004
  • Status: Active Grant
First Claim
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1. A method of processing an application for insurance coverage, the method comprising:

  • (a) providing insurance policy application options;

    (b) receiving at a computer device an application for an insurance policy that includes at least one feature that provides a reward;

    (c) generating at a computer device an insurance policy;

    wherein one of the at least one feature provides that;

    upon enrollment the insured will be granted a deductible reduction amount to be applied to at least one deductible during the policy period; and

    when at least one predetermined criteria is met the insured will be granted an additional deductible reduction amount to be applied to the at least one deductible during a subsequent policy period.

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