Method and system for processing of data related to insurance
DCFirst Claim
1. A computer system for processing data related to insurance, comprising:
- an intermediary computer system in communication with an insurance computer system and a network, the intermediary computer system comprising a processor and a memory device, and configured to generate instructions to the insurance computer system to perform one of a plurality of insurance processes wherein the insurance processes comprise a rating process and a create quote process;
the intermediary computer system being further configured to;
communicate via the network with a plurality of user devices having browsers maintained in a plurality of user-selected browser states, each of the browser states configured to generate an associated interface element corresponding to one of the insurance processes;
maintain a plurality of process states corresponding to the browser states;
receive data from the browsers; and
permit the user-selected browser state only subject to permission for the corresponding insurance process to be performed.
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Abstract
This invention relates generally to a computer system and method for integrating insurance policy underwriting. In one aspect it integrates the older legacy insurance policy generating systems to on line systems where users access the system through browsers. The computer system to perform the process of underwriting, rating, quoting, binding, and booking an insurance policy includes browsers, data bases, processors and a dispatcher that parses the information to select an insurance process. Suitable software programs review messages received from users to determine if certain messages are less than a prescribed limit. If a message is greater than the limit, then the message is parsed into a header information and one or more data fields whereby the header information is provided to a legacy processor and to policy generation software for further creation of policy related information and documentation.
188 Citations
20 Claims
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1. A computer system for processing data related to insurance, comprising:
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an intermediary computer system in communication with an insurance computer system and a network, the intermediary computer system comprising a processor and a memory device, and configured to generate instructions to the insurance computer system to perform one of a plurality of insurance processes wherein the insurance processes comprise a rating process and a create quote process; the intermediary computer system being further configured to;
communicate via the network with a plurality of user devices having browsers maintained in a plurality of user-selected browser states, each of the browser states configured to generate an associated interface element corresponding to one of the insurance processes;
maintain a plurality of process states corresponding to the browser states;
receive data from the browsers; and
permit the user-selected browser state only subject to permission for the corresponding insurance process to be performed. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A computer-implemented method for processing data related to insurance, comprising:
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generating instructions by an intermediary computer system to an insurance computer system to perform one of a plurality of insurance processes wherein the processes comprise a rating process and a create quote process; communicating by the intermediary computer system via a network with a plurality of user devices having browsers maintained in a plurality of user-selected browser states, each of the browser states configured to generate an associated interface element corresponding to one of the insurance processes; maintaining by the intermediary computer system a plurality of process states corresponding to the browser states; receiving by the intermediary computer system data from the browsers via the network; and permitting by the intermediary computer system the user-selected browser state only subject to permission for the corresponding insurance process to be performed. - View Dependent Claims (11, 12, 13, 14, 15)
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16. A non-transitory computer-readable medium, having computer-readable instructions stored thereon, which instructions, when executed by a processor, cause the processor to:
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generate instructions to an insurance computer system to perform one of a plurality of insurance processes wherein the processes comprise a rating process and a create quote process; communicate via a network with a plurality of user devices configured to generate browsers maintained in a plurality of user-selected browser states, each of the browser states having an associated interface element corresponding to one of the insurance processes; maintain a plurality of process states corresponding to the browser states; receive data from the browsers via the network; and permit the user-selected browser state only subject to permission for the corresponding insurance process to be performed. - View Dependent Claims (17, 18, 19, 20)
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Specification