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Methods and apparatus for intelligent selection of goods and services in telephonic and electronic commerce

  • US 8,290,829 B1
  • Filed: 07/01/2011
  • Issued: 10/16/2012
  • Est. Priority Date: 03/11/1998
  • Status: Expired due to Fees
First Claim
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1. A method, comprising:

  • receiving primary transaction data with respect to a primary transaction for a good or service as at least one input into a system,obtaining geographic information,determining, via at least one of the computing devices in the system, a coded designator based on data from a financial institution of an identity of a buyer,processing in at least one of the computing devices in the system at least in part the primary transaction data including a purpose of the primary transaction, the geographic information of the buyer and the coded designator, anddetermining, via at least one of the computing devices in the system, from the primary transaction data, the geographic information of the buyer and the coded designator an output including at least one item for offer to the buyer.

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