Network-based identification of uninsured vehicles
First Claim
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1. An insurance monitoring system comprising:
- a network interface operable to receive a message over a mobile network from a mobile device embedded in a vehicle, wherein the message from the mobile device includes a vehicle identification for the vehicle; and
a control system operable to query an insurance database based on the vehicle identification to determine whether the vehicle is uninsured, and to send a notification message to a law enforcement entity responsive to a determination that the vehicle is uninsured.
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Abstract
Systems and methods are disclosed that detect uninsured vehicles. An insurance monitoring system described herein receives a message over a mobile network from a mobile device embedded in a vehicle, where the message from the mobile device includes a vehicle identification for the vehicle. The insurance monitoring system queries an insurance database based on the vehicle identification to determine whether the vehicle is uninsured. If the vehicle is uninsured, then the insurance monitoring system sends a notification message to a law enforcement entity.
8 Citations
20 Claims
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1. An insurance monitoring system comprising:
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a network interface operable to receive a message over a mobile network from a mobile device embedded in a vehicle, wherein the message from the mobile device includes a vehicle identification for the vehicle; and a control system operable to query an insurance database based on the vehicle identification to determine whether the vehicle is uninsured, and to send a notification message to a law enforcement entity responsive to a determination that the vehicle is uninsured. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. A method of insurance monitoring, the method comprising:
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receiving a message over a mobile network from a mobile device embedded in a vehicle, wherein the message from the mobile device includes a vehicle identification for the vehicle; querying an insurance database based on the vehicle identification to determine whether the vehicle is uninsured; and sending a notification message to a law enforcement entity responsive to a determination by a controller that the vehicle is uninsured. - View Dependent Claims (10, 11, 12, 13, 14, 15, 16)
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17. An insurance monitoring system comprising:
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a network interface operable to receive a message over a mobile network from a mobile device embedded in a vehicle, wherein the message from the mobile device includes a vehicle identification for the vehicle; and a control system operable to query an insurance database based on the vehicle identification to determine whether the vehicle is uninsured, to identify a home address registered for the vehicle, to determine whether the vehicle is remote from the home address, and to send a notification message to a law enforcement entity responsive to a determination that the vehicle is uninsured and that the vehicle is remote from the home address. - View Dependent Claims (18, 19, 20)
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Specification