Insurance claim processing
First Claim
1. A computer-implemented method of providing an information portal for enabling a lender to access information about one or more foreclosed properties associated with the lender, comprising:
- maintaining a property database at an information portal server, the property database containing property-specific information for one or more foreclosed properties, comprising the steps of;
receiving property damage information for one or more foreclosed properties;
receiving property insurance information relating to the one or more foreclosed properties;
determining whether the one or more foreclosed properties is damaged based on damage information in the property database; and
determining whether or not a property insurance claim was filed for the property based on property insurance information in the property database;
receiving at the information portal server a first user input from a user associated with the lender;
receiving at the information portal server a second user input from the user associated with the lender, the second user input comprising a set of one or more property characteristics;
retrieving from the property database property data corresponding to a first set of foreclosed properties associated with the lender and having the one or more property characteristics, the first set of foreclosed properties comprising one or more foreclosed properties;
displaying data corresponding to the properties in the first set of foreclosed properties, said data retrieved from the property database and comprising an identification of the properties in the first set of foreclosed properties, and a damage indicator and a property insurance claim status indicator for the properties in the first set of foreclosed properties.
4 Assignments
0 Petitions
Accused Products
Abstract
A method, computer-readable medium, and apparatus by which a user may access information about one or more properties may be used by an insurance provider or claims administrator to provide an information portal to its clients. User input identifying one or more foreclosed properties may be received. Then, property data may be retrieved from a property database, and the property data may include property damage information and insurance claim information for each of the identified properties. Then, based on the retrieved property data, it may be determined whether an identified property is damaged and whether an insurance claim was filed. Subsequently, information corresponding to the identified property may be displayed, and this information may include a damage indicator and an insurance claim status indicator.
75 Citations
12 Claims
-
1. A computer-implemented method of providing an information portal for enabling a lender to access information about one or more foreclosed properties associated with the lender, comprising:
-
maintaining a property database at an information portal server, the property database containing property-specific information for one or more foreclosed properties, comprising the steps of; receiving property damage information for one or more foreclosed properties; receiving property insurance information relating to the one or more foreclosed properties; determining whether the one or more foreclosed properties is damaged based on damage information in the property database; and determining whether or not a property insurance claim was filed for the property based on property insurance information in the property database; receiving at the information portal server a first user input from a user associated with the lender; receiving at the information portal server a second user input from the user associated with the lender, the second user input comprising a set of one or more property characteristics; retrieving from the property database property data corresponding to a first set of foreclosed properties associated with the lender and having the one or more property characteristics, the first set of foreclosed properties comprising one or more foreclosed properties; displaying data corresponding to the properties in the first set of foreclosed properties, said data retrieved from the property database and comprising an identification of the properties in the first set of foreclosed properties, and a damage indicator and a property insurance claim status indicator for the properties in the first set of foreclosed properties. - View Dependent Claims (2, 3, 4, 5, 6)
-
-
7. An apparatus, comprising:
-
a processor; and memory storing computer readable instructions that, when executed by the processor, cause the apparatus to perform; maintaining a property database, the property database containing property-specific information for one or more foreclosed properties, comprising the steps of; receiving property damage information for one or more foreclosed properties; receiving property insurance information relating to the one or more foreclosed properties; determining whether the one or more foreclosed properties is damaged based on damage information in the property database; and determining whether or not a property insurance claim was filed for the property based on property insurance information in the property database; receiving a first user input from a user associated with the lender; receiving a second user input from the user associated with the lender, the second user input comprising a set of one or more property characteristics; retrieving from the property database property data corresponding to a first set of foreclosed properties associated with the lender and having the one or more property characteristics, the first set of foreclosed properties comprising one or more foreclosed properties; displaying data corresponding to the properties in the first set of foreclosed properties, said data retrieved from the property database and comprising an identification of the properties in the first set of foreclosed properties, and a damage indicator and a property insurance claim status indicator for the properties in the first set of foreclosed properties. - View Dependent Claims (8, 9, 10, 11, 12)
-
Specification