System and method for protection against skimming of information from contactless cards

• US 8,525,044 B2
• Filed: 10/28/2010
• Issued: 09/03/2013
• Est. Priority Date: 04/01/2005
• Status: Expired due to Fees

• Current Assignee: Mastercard International Incorporated (MasterCard Incorporated)
• Original Assignee: Mastercard International Incorporated (MasterCard Incorporated)
• Inventors: Philips, Simon Edward
• Primary Examiner(s): NGO, HUNG V
• Application Number:
  US12/914,563
• Publication Number:
  US 20110042134A1
• Time in Patent Office: 1,041 Days
• Field of Search: 174/378, 340/572.8, 206/720, 206/721
• US Class Current: 174/378
• CPC Class Codes: B65D 2213/00 Safety means
• CPC Class Codes: B65D 27/02 with stiffening inserts
• CPC Class Codes: G06K 19/005 the record carrier comprising an arrangement to facilitate insertion into a holding device, e.g. an arrangement that makes the record carrier fit into an etui or a casing ticket holders A45C11/18
• CPC Class Codes: G06K 19/07327 Passive means, e.g. Faraday cages Faraday-type protection of electric circuits in general H05K9/00

Abstract

Contactless payment cards with on-card microchips are transported in mailers with RF shielding. The RF shielding is designed to prevent communication with and skimming of information from the contactless cards enclosed in the mailers while in transit.

Claims

1. A method for transporting a payment card having an on-card microchip, the method comprising:

providing a permanently sealable mailer having a first portion having RF-shielding material disposed thereon and a second portion having no RF-shielding material disposed thereon;

enclosing the payment card having an on-card microchip in the mailer, wherein the RF-shielding material is disposed in a manner so that it interferes with external RF signals from all directions from reaching the on-card microchip in the mailer; and

mailing the payment card enclosed in the mailer.

2. The method of claim 1 wherein the mailer comprises an envelope, and wherein the RF-shielding material is disposed on an interior surface portion of the envelope.

3. The method of claim 1 wherein the RF-shielding material is disposed on the mailer proximate to the enclosed the payment card.

4. The method of claim 1 wherein the RF-shielding material comprises a conductive ink.

5. The method of claim 1 wherein the RF-shielding material comprises a metallic film.

6. The method of claim 1 wherein the RF-shielding material comprises a wire mesh.

7. A system for preventing unauthorized skimming of information from a payment card in transit, the payment card having an on-card microchip that is activated by and communicates via radio frequency signals, the system comprising:

a permanently sealable mailer enclosing the payment card in transit;

and RF-shielding material disposed on a first portion of the mailer proximate to the enclosed card, wherein the RF shielding material is disposed in a manner so that it interferes with external RF signals from all directions from reaching the on-card microchip enclosed in the mailer;

and wherein a second portion of the mailer has no RF-shielding material disposed thereon.

8. The system of claim 7 wherein the mailer comprises an envelope, and wherein the RE-shielding material is disposed on an interior surface portion of the envelope.

9. The system of claim 7 wherein the RE-shielding material comprises a conductive ink.

10. The system of claim 7 wherein the RF-shielding material comprises a metallic film.

11. A method for transporting a payment card having an on-card microchip, the method comprising:

providing a permanently sealable mailer having at least a portion with no RF-shielding material disposed thereon;

providing an insert dimensioned to be insertable in said mailer, the insert having RF-shielding material disposed thereon;

attaching the payment card to the insert, wherein the RE-shielding material is disposed in a manner so that it interferes with external RF signals from reaching the on-card microchip when the insert is placed within said mailer; and

mailing the payment card enclosed in the mailer.

12. A system for preventing unauthorized skimming of information from a payment card in transit, the payment card having an on-card microchip that is activated by and communicates via radio frequency signals, the system comprising:

a permanently sealable mailer enclosing the payment card in transit, said mailer having at least a portion with no RF-shielding disposed thereon; and

an insert having RF-shielding material disposed thereon dimensioned to be insertable in said mailer, said insert including means for coupling to said payment card, wherein RF-shielding material is disposed so that it interferes with external RF signals from reaching the on-card microchip, when the insert is placed within said mailer.