Systems and methods to provide offers on mobile devices
First Claim
1. A method, comprising:
- receiving, in a computing device of an interchange, a coupon redeemable from a merchant for a discount;
storing, in the computing device, the coupon in the data storage facility;
receiving, in the computing device, an indication of payment from the merchant based on the discount as part of a purchase by the merchant;
storing a consumer account in the data storage facility, the consumer account having a phone number associated therewith;
associating the coupon with the consumer account;
storing a payment instrument in association with the consumer account;
transmitting, with the computing device, at least a reference to the coupon from the computing device to a mobile phone having the phone number after the coupon is associated with the consumer account;
receiving, with the computing device, at least an indication of a purchase by a customer for a purchase amount after transmitting the reference to the coupon from the computing device to the mobile phone the indication being received from a remote server of a merchant;
communicating, using the computing device, with the mobile phone to confirm the purchase by the customer;
in response to a confirmation of the purchase by the customer, applying, by the computing device, the discount as a portion of the purchase amount by the customer to determine a reduced amount and redeem the coupon;
charging, by the computing device, the payment instrument of the consumer account based on the reduced amount; and
marking, by the computing device, the coupon as invalid for use by the consumer account after it has been applied.
7 Assignments
0 Petitions
Accused Products
Abstract
Systems and methods to propagate and redeem offers via mobile communications. In one aspect, a system includes an interchange and a data storage facility storing a value in association with a first phone number. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the common format processor in a common format and with the controllers in different formats. The common format processor is to re-associate the value with a second phone number and to use one converter of the converters to communicate a reference of the value to a telephonic apparatus at the second phone number, in response to a request from a telephonic apparatus at the first phone number, when the request includes the second phone number and a reference to the value.
250 Citations
10 Claims
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1. A method, comprising:
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receiving, in a computing device of an interchange, a coupon redeemable from a merchant for a discount; storing, in the computing device, the coupon in the data storage facility; receiving, in the computing device, an indication of payment from the merchant based on the discount as part of a purchase by the merchant; storing a consumer account in the data storage facility, the consumer account having a phone number associated therewith; associating the coupon with the consumer account; storing a payment instrument in association with the consumer account; transmitting, with the computing device, at least a reference to the coupon from the computing device to a mobile phone having the phone number after the coupon is associated with the consumer account; receiving, with the computing device, at least an indication of a purchase by a customer for a purchase amount after transmitting the reference to the coupon from the computing device to the mobile phone the indication being received from a remote server of a merchant; communicating, using the computing device, with the mobile phone to confirm the purchase by the customer; in response to a confirmation of the purchase by the customer, applying, by the computing device, the discount as a portion of the purchase amount by the customer to determine a reduced amount and redeem the coupon; charging, by the computing device, the payment instrument of the consumer account based on the reduced amount; and marking, by the computing device, the coupon as invalid for use by the consumer account after it has been applied. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A non-transitory computer-readable storage medium storing instructions, the instructions causing a computer to perform a method, the method comprising:
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receiving, in a computing device of an interchange, a coupon redeemable from a merchant for a discount; storing, in the computing device, the coupon in the data storage facility; receiving, in the computing device, an indication of payment from the merchant based on the discount as part of a purchase by the merchant; storing a consumer account in the data storage facility, the consumer account having a phone number associated therewith; associating the coupon with the consumer account; storing a payment instrument in association with the consumer account; transmitting, with the computing device, at least a reference to the coupon from the computing device to a mobile phone having the phone number after the coupon is associated with the consumer account; receiving, with the computing device, at least an indication of a purchase by a customer for a purchase amount after transmitting the reference to the coupon from the computing device to the mobile phone the indication being received from a remote server of a merchant; communicating, using the computing device, with the mobile phone to confirm the purchase by the customer; in response to a confirmation of the purchase by the customer, applying, by the computing device, the discount as a portion of the purchase amount by the customer to determine a reduced amount and redeem the coupon; charging, by the computing device, the payment instrument of the consumer account based on the reduced amount; and marking, by the computing device, the coupon as invalid for use by the consumer account after it has been applied.
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Specification