Route risk mitigation

  • US 8,606,512 B1
  • Filed: 05/09/2008
  • Issued: 12/10/2013
  • Est. Priority Date: 05/10/2007
  • Status: Active Grant
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First Claim
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1. An apparatus, comprising:

  • a processor configured to execute computer-executable instructions stored in a memory;

    a telematics device, which is in communication with the processor, configured to monitor consumption of risk units; and

    the memory containing computer-executable instructions, which when executed by the processor, cause the apparatus to perform steps comprising;

    calculating a route from a start location to an end location;

    receiving historical accident information comprising direction of vehicle travel at accident location, accident location, and accident loss information;

    calculating a route risk score for the route, wherein the route risk score is calculated using at least the accident information, wherein vehicle direction through the route is a factor in calculating a route risk score for the route, wherein a road segment of the route has a higher risk score for a vehicle travelling in a first direction and a lower risk score for a vehicle traveling in a second direction, wherein the first direction and second direction are in opposite directions;

    sending the calculated route and the route risk score to an output device, wherein the route risk score indicates safety risk of the route independent of a specific driver;

    calculating total risk units consumed while traveling from the start point to the end point of the calculated route; and

    transmitting, using the telematics device, the total consumed risk units.

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