Insurance visibility

  • US 8,620,692 B2
  • Filed: 11/05/2009
  • Issued: 12/31/2013
  • Est. Priority Date: 11/26/2008
  • Status: Active Grant
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First Claim
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1. A system, comprising:

  • a processor; and

    a memory that stores computer-executable components, the computer-executable components comprising;

    a monitoring component that gathers one or more parameters related to a current operation of a vehicle and at least one biofeedback data related to a current state of an operator of the vehicle;

    an adjustment component that selectively modifies, in real-time, a base rate of insurance to produce a surcharge or a discount based on the one or more parameters related to the current operation of the vehicle and the at least one biofeedback data; and

    a render component that dynamically outputs the surcharge or the discount and the one or more parameters that influenced the surcharge or the discount to the operator of the vehicle in real-time while the vehicle is in operation, wherein the render component outputs, in real-time, a visual representation of the surcharge or the discount, wherein a change to the surcharge or the discount is automatically applied to the visual representation, and wherein the render component performs a function related to the vehicle or the operator of the vehicle that is different from dynamically outputting the surcharge or the discount and wherein the render component is selectively removable from the vehicle.

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