System and method for authenticating a person's identity using a trusted entity

  • US 8,738,921 B2
  • Filed: 11/21/2007
  • Issued: 05/27/2014
  • Est. Priority Date: 05/16/2006
  • Status: Active Grant
First Claim
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1. A method for authenticating a person'"'"'s identity to a transactional entity using a trusted entity with a secure repository of a person'"'"'s personal identity information, comprising:

  • receiving personal identity information at a trusted entity computer system, the personal identity information being confidentially stored by the trusted entity computer system;

    in the secure repository, storing a user identifier and a password that are associated with, but do not contain, the personal identity information;

    at the trusted entity computer system, receiving a request from the person for a unique code, the request including the user identifier and the password, the person'"'"'s identity having been previously authenticated by the trusted entity computer system;

    providing the unique code to the person, the unique code comprising a person identifier and a key, wherein the unique code is thereafter transmitted to a transactional entity to identify the person without providing the personal identity information to the transactional entity; and

    the trusted entity computer system confirming the unique code to the transactional entity to verify the person'"'"'s identity.

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