Automatic approval
First Claim
Patent Images
1. A computer-implemented method comprising:
- receiving a request to purchase an item, the request to purchase the item including;
an identification of a cookie stored on a computing device that sent the request to purchase the item; and
a transaction phrase token received via a text box populated by input from a user, wherein;
the transaction phrase token comprises words separated by a space having a secondary meaning to the user; and
the transaction phrase token is entered into the text box as a payment method to purchase the item;
responsive to the receiving of the request, providing an opportunity to approve or decline the request to purchase the item to the computing device that sent the request to purchase the item;
receiving an indication that the user has approved the purchase, the indication including an identification of a cookie stored on a computing device operated by the user;
determining if the cookie stored on the computing device that sent the request to purchase the item matches the cookie stored on the computing device operated by the user;
performing a hash of the received cookie stored on the computing device operated by the user;
determining if the hash of the received cookie stored on the computing device operated by the user matches a stored hash value of a cookie stored on a computing device associated with the transaction phrase token;
mapping the received cookie and the transaction phrase token to the user based at least in part on,determining that the hash of the received cookie stored on the computing device operated by the user matches the stored hash value; and
determining if one or more rules associated with the transaction phrase token and defined by the user allow for automatic approval to purchase the item; and
approving the purchase of the item without authenticating the user based at least in part on;
determining that the cookie stored on the computing device that sent the request to purchase the item matches the cookie stored on the computing device operated by the user, ordetermining that the one or more rules associated with the transaction phrase token and defined by the user allow for automatic approval to purchase the item.
1 Assignment
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Accused Products
Abstract
Techniques for automatically approving transactions are described herein. These techniques may include determining whether a user who requested to conduct a transaction is the same user as a user that approves the transaction. If so, then the transaction may be approved. If not, then the approving user may be asked to provide authentication information in order to finish the approval process.
151 Citations
18 Claims
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1. A computer-implemented method comprising:
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receiving a request to purchase an item, the request to purchase the item including; an identification of a cookie stored on a computing device that sent the request to purchase the item; and a transaction phrase token received via a text box populated by input from a user, wherein; the transaction phrase token comprises words separated by a space having a secondary meaning to the user; and the transaction phrase token is entered into the text box as a payment method to purchase the item; responsive to the receiving of the request, providing an opportunity to approve or decline the request to purchase the item to the computing device that sent the request to purchase the item; receiving an indication that the user has approved the purchase, the indication including an identification of a cookie stored on a computing device operated by the user; determining if the cookie stored on the computing device that sent the request to purchase the item matches the cookie stored on the computing device operated by the user; performing a hash of the received cookie stored on the computing device operated by the user; determining if the hash of the received cookie stored on the computing device operated by the user matches a stored hash value of a cookie stored on a computing device associated with the transaction phrase token; mapping the received cookie and the transaction phrase token to the user based at least in part on, determining that the hash of the received cookie stored on the computing device operated by the user matches the stored hash value; and determining if one or more rules associated with the transaction phrase token and defined by the user allow for automatic approval to purchase the item; and approving the purchase of the item without authenticating the user based at least in part on; determining that the cookie stored on the computing device that sent the request to purchase the item matches the cookie stored on the computing device operated by the user, or determining that the one or more rules associated with the transaction phrase token and defined by the user allow for automatic approval to purchase the item. - View Dependent Claims (2, 3, 4, 5, 6)
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7. A system comprising:
one or more computing devices configured to implement one or more services, wherein the one or more services are configured to perform acts including; receiving a request to purchase an item, the request to purchase the item including; an identification of a cookie stored on a computing device that sent the request to purchase the item; and a transaction phrase token received via a text box populated by input from a user, wherein; the transaction phrase token comprises words separated by a space having a secondary meaning to the user; and the transaction phrase token is entered into the text box as a payment method to purchase the item; responsive to the receiving of the request, providing an opportunity to approve or decline the request to purchase the item to the computing device that sent the request to purchase the item; receiving an indication that the user has approved the purchase, the indication including an identification of a cookie stored on a computing device operated by the user; determining if the cookie stored on the computing device that sent the request to purchase the item matches the cookie stored on the computing device operated by the user; performing a hash of the received cookie stored on the computing device operated by the user; determining if the hash of the received cookie stored on the computing device operated by the user matches a stored hash value of a cookie stored on a computing device associated with the transaction phrase token; mapping the received cookie and the transaction phrase token to the user based at least in part on, determining that the hash of the received cookie stored on the computing device operated by the user matches the stored hash value; determining if one or more rules associated with the transaction phrase token and defined by the user allow for automatic approval to purchase the item; and approving the purchase of the item without authenticating the user based at least in part on; determining that the cookie stored on the computing device that sent the request to purchase the item matches the cookie stored on the computing device operated by the user, or determining that the one or more rules associated with the transaction phrase token and defined by the user allow for automatic approval to purchase the item. - View Dependent Claims (8, 9, 10, 11, 12)
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13. One or more non-transitory computer-readable storage media storing computer-executable instructions that, when executed on one or more processors, perform acts comprising:
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receiving a request to purchase an item, the request to purchase the item including; an identification of a cookie stored on a computing device that sent the request to purchase the item; and a transaction phrase token received via a text box populated by input from a user, wherein; the transaction phrase token comprises words separated by a space having a secondary meaning to the user; and the transaction phrase token is entered into the text box as a payment method to purchase the item; responsive to the receiving of the request, providing an opportunity to approve or decline the request to purchase the item to the computing device that sent the request to purchase the item; receiving an indication that the user has approved the purchase, the indication including an identification of a cookie stored on a computing device operated by the user; determining if the cookie stored on the computing device that sent the request to purchase the item matches the cookie stored on the computing device operated by the user; performing a hash of the received cookie stored on the computing device operated by the user; determining if the hash of the received cookie stored on the computing device operated by the user matches a stored hash value of a cookie stored on a computing device associated with the transaction phrase token; mapping the received cookie and the transaction phrase token to the user based at least in part on, determining that the hash of the received cookie stored on the computing device operated by the user matches the stored hash value; determining if one or more rules associated with the transaction phrase token and defined by the user allow for automatic approval to purchase the item; and approving the purchase of the item without authenticating the user based at least in part on; determining that the cookie stored on the computing device that sent the request to purchase the item matches the cookie stored on the computing device operated by the user, or determining that the one or more rules associated with the transaction phrase token and defined by the user allow for automatic approval to purchase the item. - View Dependent Claims (14, 15, 16, 17, 18)
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Specification