System and method for providing secure transactional solutions

• US 8,933,807 B2
• Filed: 09/16/2013
• Issued: 01/13/2015
• Est. Priority Date: 07/09/2002
• Status: Expired due to Term

• Current Assignee: Neology Incorporated (OEP Technologie BV)
• Original Assignee: Neology Incorporated (OEP Technologie BV)
• Inventors: Martinez de Velasco Cortina, Francisco, Rietzler, Manfred
• Primary Examiner(s): TRIEU, VAN THANH
• Application Number:
  US14/028,469
• Publication Number:
  US 20140019355A1
• Time in Patent Office: 484 Days
• Field of Search: 340/539.1, 340/539.11, 340/539.13, 340/568.1, 340/568.7, 340/572.1, 340/572.4, 340/572.7, 340/5.52, 340/5.53, 340/5.8, 340/5.82, 340/5.83, 340/5.86, 235/379, 235/380, 235/381, 455/419, 713/175, 713/189, 713/176, 713/186, 705/35, 705/44, 705/64
• US Class Current: 340/572.4
• CPC Class Codes: G06K 19/0723 the record carrier comprising an arrangement for non-contact communication, e.g. wireless communication circuits on transponder cards, non-contact smart cards or RFIDs
• CPC Class Codes: G06K 19/07758 arrangements for adhering the record carrier to further objects or living beings, functioning as an identification tag
• CPC Class Codes: G06K 19/0776 the adhering arrangement being a layer of adhesive, so that the record carrier can function as a sticker
• CPC Class Codes: G06K 19/07764 the adhering arrangement making the record carrier attachable to a tire tire temperature or pressur control arrangements, see B60C23/00
• CPC Class Codes: G06K 19/10 at least one kind of marking being used for authentication, e.g. of credit or identity cards verification of coded identity or credit cards in mechanisms actuated by them G07F7/12
• CPC Class Codes: G06K 7/0008 General problems related to the reading of electronic memory record carriers, independent of its reading method, e.g. power transfer
• CPC Class Codes: G06Q 20/32 using wireless devices
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/34 using cards, e.g. integrated circuit [IC] cards or magnetic cards
• CPC Class Codes: G06Q 20/3674 involving authentication
• CPC Class Codes: G06Q 2220/00 Business processing using cryptography postage metering system using cryptography G06Q2250/05
• CPC Class Codes: G07C 9/257 electronically G07C9/26 takes precedence
• CPC Class Codes: H04L 63/0861 using biometrical features, e.g. fingerprint, retina-scan cryptographic mechanisms or cryptographic arrangements for entity authentication using biological data H04L9/3231
• CPC Class Codes: H04W 12/00 Security arrangements; Authentication; Protecting privacy or anonymity
• CPC Class Codes: H04W 12/06 Authentication
• CPC Class Codes: H04W 12/08 Access security
• CPC Class Codes: H04W 12/77 Graphical identity
• CPC Class Codes: H04W 4/80 Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication

Abstract

The present invention provides a method and system for verifying and tracking transactional information. In an embodiment of the invention, a system for delivering security solutions is provided that includes at least one of the following: a radio frequency (RF) identification device, an identification mechanism (e.g., a card, sticker), and an RF reader.

Claims

1. A mobile device, comprising:

Radio Frequency (RF) cellular circuitry;

short range RF circuitry;

memory configured to store biometric authentication information and transaction information, wherein the biometric authentication information has been previously associated with the transaction information;

a biometric reading device configured to read biometric information;

an authentication module configured to authenticate that the biometric information read by the biometric reading device is associated with the transaction information based at least in part on the biometric authentication information stored in memory; and

a transaction module configured to provide the transaction information via the short range RF circuitry for use in a transaction when the biometric information read by the biometric reading device is successfully authenticated as being associated with the transaction information by the authentication module.

2. The mobile device of claim 1, wherein the biometric reading device is a fingerprint reading device.

3. The mobile device of claim 1, wherein the transaction information is generated based at least in part on credit card information.

4. The mobile device of claim 1, wherein the transaction information is generated based at least in part on rewards card information.

5. The mobile device of claim 1, further comprising a security block configured to secure the transaction information before it is provided by the transaction module.

6. The mobile device of claim 5, wherein the security block is a cryptographic block.

7. The mobile device of claim 1, wherein the short range RF circuitry includes a radio frequency identification (RFID) device.

8. The mobile device of claim 1, wherein the transaction module configured to provide the transaction information but not the biometric information via the short range RF circuitry for use in the transaction.

9. A mobile device, comprising:

Radio Frequency (RF) cellular circuitry;

short range RF circuitry;

memory configured to store biometric authentication information and transaction information, wherein the biometric authentication information has been previously associated with the transaction information;

a biometric reading device configured to read biometric information;

an authentication module configure to authenticate that the biometric information read by the biometric reading device is associated with the transaction information based at least in part on the biometric authentication information stored in memory;

a transaction module configured to provide the transaction information via the short range RF circuitry for use in a transaction when the biometric information read by the biometric reading device is successfully authenticated by the authentication module as being associated with the transaction information by the authentication module; and

a security block configured to secure the transaction information before it is provided by the transaction module.

10. The mobile device of claim 9, wherein the biometric reading device is a fingerprint reading device.

11. The mobile device of claim 9, wherein the transaction information is generated based at least in part on credit card information.

12. The mobile device of claim 9, wherein the transaction information is generated based at least in part on rewards card information.

13. The mobile device of claim 9, wherein the security block is a cryptographic block.

14. The mobile device of claim 9, wherein the short range RF circuitry includes a radio frequency identification (RFID) device.

15. The mobile device of claim 9, wherein the transaction module configured to provide the transaction information but not the biometric information via the short range RF circuitry for use in the transaction.

16. A cellular telephone, comprising:

Radio Frequency (RF) cellular circuitry;

short range RF circuitry;

memory configured to store biometric authentication information and transaction information, wherein the biometric authentication information has been previously associated with the transaction information;

a biometric reading device configured to read biometric information;

an authentication module configured to authenticate that the biometric information read by the biometric reading device is associated with the transaction information based at least in part on the biometric authentication information stored in memory; and

a transaction module configured to provide the transaction information for use in a transaction when the biometric information read by the biometric reading device is successfully authenticated by the authentication module as being associated with the transaction information by the authentication module.

17. The cellular telephone of claim 16, wherein the biometric reading device is a fingerprint reading device.

18. The cellular telephone of claim 17, further comprising a security block configured to secure the transaction information before it is provided by the transaction module.

19. The cellular telephone of claim 18, wherein the security block is a cryptographic block.

20. The cellular telephone of claim 16, wherein the transaction information is generated based at least in part on credit card information.

21. The cellular telephone of claim 16, wherein the transaction information is generated based at least in part on rewards card information.

22. The cellular telephone of claim 16, wherein the short range RF circuitry includes a radio frequency identification (RFID) device.

23. The cellular phone of claim 16, wherein the transaction module configured to provide the transaction information but not the biometric information via the short range RF circuitry for use in the transaction.