Method and apparatus for provisioning financial data

• US 8,954,352 B1
• Filed: 10/28/2005
• Issued: 02/10/2015
• Est. Priority Date: 10/28/2005
• Status: Active Grant

• Current Assignee: AT&T Corporation (AT&T, Inc.)
• Original Assignee: AT&T Intellectual Property II LP (AT&T, Inc.)
• Inventors: Croak, Marian, Eslambolchi, Hossein
• Primary Examiner(s): Huang, Tsan-Yu J
• Application Number:
  US11/260,973
• Time in Patent Office: 3,392 Days
• Field of Search: None
• US Class Current: 705/35
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Abstract

A method and apparatus for storing financial data utilizing a communications network is described. In one embodiment, provisioning access is provided to a plurality of unrelated financial entities. The financial data received from the plurality of unrelated financial entities are stored in a secure data store, e.g., a secure network based mailbox.

Claims

1. A method for storing financial data records in a communications network, comprising:

receiving, by a processor deployed in the communications network, the financial data records from a plurality of unrelated financial entities, wherein each of the financial data records comprises tax data of a registered customer of the communications network;

receiving, by the processor, a provisioning authorization key from each of the plurality of unrelated financial entities for providing a provisioning access to a secure data store located in the communications network, wherein the provisioning access comprises an authorization to upload a financial data record to the secure data store;

providing, by the processor, the provisioning access to each the plurality of unrelated financial entities upon the receiving of the provisioning authorization key from each of the plurality of unrelated financial entities, wherein the provisioning authorization key was previously received by each of the plurality of unrelated financial entities from the registered customer; and

storing, by the processor, the financial data records received from the plurality of unrelated financial entities in the secure data store for each of the plurality of unrelated financial entities that presents the provisioning authorization key.

2. The method of claim 1, wherein the communications network comprises an internet protocol network.

3. The method of claim 2, wherein the internet protocol network comprises a service over internet protocol network.

4. The method of claim 1, further comprising:

providing a retrieval access upon a receipt of a proper authorization key; and

providing one of the financial data records stored in the secure data store.

5. The method of claim 1, wherein one of the plurality of unrelated financial entities comprises a bank.

6. The method of claim 1, wherein the authorization key comprises at least one of:

a login identification or a password.

16. The method of claim 1, wherein one of the plurality of unrelated financial entities comprises an employer.

17. The method of claim 1, wherein one of the plurality of unrelated financial entities comprises an investment firm.

7. An apparatus for storing financial data utilizing records in a communications network, the apparatus comprising:

a processor; and

a computer-readable medium storing instructions which, when executed by the processor, cause the processor to perform operations, the operations comprising;

receiving the financial data records from a plurality of unrelated financial entities, wherein each of the financial data records comprises tax data of a registered customer of the communications network;

receiving a provisioning authorization key from each of the plurality of unrelated financial entities for providing a provisioning access to a secure data store located in the communications network, wherein the provisioning access comprises an authorization to upload a financial data record to the secure data store;

providing the provisioning access to each of the plurality of unrelated financial entities upon the receiving of the provisioning authorization key from each of the plurality of unrelated financial entities, wherein the provisioning authorization key was previously received by each of the plurality of unrelated financial entities from the registered customer; and

storing the financial data records received from the plurality of unrelated financial entities in the secure data store for each of the plurality of unrelated financial entities that presents the provisioning authorization key.

8. The apparatus of claim 7, wherein the communications network comprises an internet protocol network.

9. The apparatus of claim 7, wherein the operations further comprise:

providing a retrieval access upon a receipt of a proper authorization key; and

providing one of the financial data records stored in the secure data store.

18. The apparatus of claim 7, wherein one of the plurality of unrelated financial entities comprises an employer.

19. The apparatus of claim 7, wherein one of the plurality of unrelated financial entities comprises an investment firm.

10. A non-transitory computer-readable medium storing instructions which, when executed by a processor deployed in a communications network, cause the processor to perform operations for storing financial data records in the communications network, the operations comprising:

receiving the financial data records from a plurality of unrelated financial entities, wherein each of the financial data records comprises tax data of a registered customer of the communications network;

receiving a provisioning authorization key from each of the plurality of unrelated financial entities for providing a provisioning access to a secure data store located in the communications network, wherein the provisioning access comprises an authorization to upload a financial data record to the secure data store;

providing the provisioning access to each of the plurality of unrelated financial entities upon a receipt of the provisioning authorization key from each of the plurality of unrelated financial entities, wherein the provisioning authorization key was previously received by each of the plurality of unrelated financial entities from the registered customer; and

storing the financial data records received from the plurality of unrelated financial entities in the secure data store for each of the plurality of unrelated financial entities that presents the provisioning authorization key.

11. The non-transitory computer readable medium of claim 10, wherein the communications network comprises an internet protocol network.

12. The non-transitory computer readable medium of claim 11, wherein the internet protocol network comprises a service over internet protocol network.

13. The non-transitory computer readable medium of claim 10, wherein the operations further comprise:

providing a retrieval access upon a receipt of a proper authorization key; and

providing one of the financial data records stored in the secure data store.

14. The non-transitory computer readable medium of claim 10, wherein one of the plurality of unrelated financial entities comprises a bank.

15. The non-transitory computer readable medium of claim 10, wherein the authorization key comprises a password.

20. The non-transitory computer readable medium of claim 10, wherein one of the plurality of unrelated financial entities comprises an employer.