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Self-service device user asset condition alert

  • US 8,988,186 B1
  • Filed: 04/15/2010
  • Issued: 03/24/2015
  • Est. Priority Date: 04/15/2010
  • Status: Active Grant
First Claim
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1. A central computing system comprising:

  • a receiver module configured to receive from a self-service device a notification that a self-device user is authorized to access an account, the notification following a determination by the self-service device that the user is authorized to access the account;

    a processor module in communication with the receiver module and configured to determine, in response to receiving from the self-service device the notification that the user is authorized to access the account, and prior to user selection of a transaction, whether a predetermined asset alert condition exists that corresponds to the account, wherein the asset alert condition comprises an account overdraft or a low account balance;

    a transmitter module;

    wherein;

    when the predetermined asset alert condition exists;

    the transmitter module is configured to transmit an alert notification to the self-service device for presentation to the user;

    the processor module is further configured to evaluate user options to ameliorate the asset alert condition; and

    the transmitter module is further configured to transmit to the self-service device one or more user options to ameliorate the asset alert condition for presentation to the user; and

    when the predetermined asset alert condition does not exist, the transmitter module is configured to authorize access to an account in response to the authorization notification.

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