Method and system for improving client server transmission over fading channel with wireless location and authentication technology via electromagnetic radiation

• US 9,002,274 B2
• Filed: 09/14/2012
• Issued: 04/07/2015
• Est. Priority Date: 10/03/2005
• Status: Expired due to Fees

• Current Assignee: Innovation Sciences, LLC
• Original Assignee: Virginia Innovation Sciences, Inc. (Innovation Sciences, LLC)
• Inventors: Wang, Tiejun, Zeng, Guang, Wang, Tiehong, Wang, Ning
• Primary Examiner(s): Brandt, Christopher M
• Assistant Examiner(s): DEAN, JR, JOSEPH E
• Application Number:
  US13/573,418
• Publication Number:
  US 20140180920A1
• Time in Patent Office: 935 Days
• Field of Search: 455/41.2, 455/411, 705/64, 705/75, 370/429, 340/12.51
• US Class Current: 455/41.2
• CPC Class Codes: G06Q 10/087 Inventory or stock management, e.g. order filling, procurement or balancing against orders
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/3227 using secure elements embedded in M-devices
• CPC Class Codes: G06Q 20/327 Short range or proximity payments by means of M-devices
• CPC Class Codes: G06Q 20/367 involving electronic purses or money safes
• CPC Class Codes: G06Q 30/0185 Product, service or business identity fraud
• CPC Class Codes: G06Q 30/0226 Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems
• CPC Class Codes: G06Q 30/0261 based on user location
• CPC Class Codes: G06Q 30/0282 Rating or review of business operators or products
• CPC Class Codes: G06Q 30/0601 Electronic shopping [e-shopping]
• CPC Class Codes: G06Q 50/01 Social networking
• CPC Class Codes: H04L 63/0492 by using a location-limited connection, e.g. near-field communication or limited proximity of entities
• CPC Class Codes: H04L 63/20 for managing network security; network security policies in general filtering policies H04L63/0227
• CPC Class Codes: H04W 12/06 Authentication
• CPC Class Codes: H04W 64/00 Locating users or terminals or network equipment for network management purposes, e.g. mobility management
• CPC Class Codes: H04W 76/10 Connection setup
• CPC Class Codes: H04W 8/26 Network addressing or numbering for mobility support
• CPC Class Codes: H04W 84/10 Small scale networks; Flat hierarchical networks
• CPC Class Codes: H04W 84/18 : Self-organising networks, e.g. ad-hoc networks or sensor networks

Abstract

Wireless personal area network (Zigbee, Bluetooth, UWB) and wireless identification technologies (Near Field Communication (NFC), Radio Frequency Identification (RFID)) are implemented in particular client server functions and communications. Connected with an Authentication Server, a wireless HUB authenticates user identification and provides the user with access to secure data communication with a wireless terminal such as a cellular phone or a PDA. A Location Server provides user locations via methods such as RSSI, TDOA, and GPS and sends location information to a Center Control Server and the Authentication Server. With location information, the Center Control Server initiates and optimizes secure information processes and coordinates the functions of servers and user terminals.

Claims

1. A system for facilitating electronic communication of secure information, the system comprising:

a memory that stores information pertaining to a financial account in association with a wireless terminal;

at least one input interface configured to receive an action request for a transaction associated with the wireless terminal; and

at least one output interface configured to communicate the information pertaining to the financial account through a communication channel to support the transaction in response to recognition of a unique identifier corresponding to the wireless terminal;

wherein the unique identifier corresponding to the wireless terminal is received through a short range wireless connection that is separate from the communication channel;

wherein the short range wireless connection is a short range electromagnetic radiation communication channel, and wherein the wireless terminal is a cellular phone;

wherein the unique identifier corresponding to the wireless terminal is a radio frequency identification (RFID) tag, and wherein the short range wireless connection is a near field communication (NFC) channel.

5. The system of claim 1, wherein the information pertaining to the financial account comprises information about a credit card account of a user of the wireless terminal.

6. The system of claim 1, wherein the information pertaining to the financial account is stored in the wireless terminal.

7. The system of claim 1, wherein the information pertaining to the financial account is sent to a payment gateway, and wherein a payment resolution is received through the communication channel.

8. The system of claim 1 further comprises a secure wireless communication channel with the wireless terminal for transmission information related with the transaction, wherein the secure wireless communication channel is separate from the short range wireless connection, and wherein the secure wireless communication channel is separate from the communication channel.

9. The system of claim 8, wherein the information pertaining to the financial account is communicated through the secure wireless communication channel, and wherein the information pertaining to the financial account is stored in the wireless terminal.

10. The system of claim 8 further comprises receiving information related with the transaction through the secure wireless communication channel, wherein the information related with the transaction includes information about a product for the transaction.

11. The system of claim 8, wherein the secure wireless communication channel is a Bluetooth connection.

12. The system of claim 8, wherein the secure wireless communication channel is one of a Bluetooth, a UWB, a WWAN, a cellular network, a wired network, a dedicated communication channel, a short range electromagnetic radiation communication channel, and a WLAN communication.

13. The system of claim 12, wherein the secure wireless communication channel is the short range electromagnetic radiation communication channel.

14. The system of claim 8, wherein the action request is received through the secure wireless communication channel.

15. The system of claim 1 further comprises sending information regarding completion of the transaction through a cellular network to the wireless terminal.

16. The system of claim 1, wherein the communication channel comprises one of a WWAN, a cellular network, a wired network, and a dedicated communication channel.

17. The system of claim 1, wherein the communication channel comprises a dedicated secure communication.

18. The system of claim 17, wherein the dedicated secure communication is a dedicated connection in a public network.

19. The system of claim 1, further comprising:

associating a password or a pin number with the unique identifier corresponding to the wireless terminal to identify a user of the wireless terminal.

20. The system of claim 1, wherein the action request is regarding one or more of:

bill payment from the financial account, fund transfer with the financial account, fund withdrawal from the financial account, credit card payment with the financial account, commercial transaction payment with the financial account, and commercial transaction with a billing account for the wireless terminal.

21. The system of claim 1, further comprises sending merchant related information to the wireless terminal.

22. The system of claim 21, the merchant related information is related with a location of the wireless terminal.

24. The system of claim 22, wherein the action request for the transaction is initiated in connection with the merchant related information received by the wireless terminal.

25. The system of claim 1, wherein location information of the wireless terminal is used for authentication of a user of the wireless terminal.

26. The system of claim 22, wherein the location of the wireless terminal is used in connection with initiation of the transaction.

27. The system of claim 26, wherein the transaction is a group transaction;

wherein the group transaction provides a price discount for a transaction party participating the group transaction.

28. The system of claim 1 further comprises receiving information related with the transaction through the short range wireless connection, wherein the information includes information about a product for the transaction.

29. The system of claim 1, wherein the information pertaining to the financial account is associated with the unique identifier.

30. The system of claim 1, wherein the action request is an alert message, wherein the alert message indicates a need for the transaction.

31. The system of claim 1, wherein the unique identifier is received by a wireless HUB, and wherein the wireless HUB is housed within one of a kiosk, a set top box, a device connected with a TV, and a TV.

32. The system of claim 31, wherein the wireless HUB collects utility information.

33. The system of claim 1 further comprising providing online status of a transaction party and a user application for a user to communicate information related with the transaction with the wireless terminal.

34. The system of claim 32, wherein the user application provides real time communication among transaction parties.

35. The system of claim 1 further comprises sending information related the action request by an alert message to the wireless terminal;

and wherein the alert message is one of a text message, an email, and a phone call.

36. The system of claim 1, further comprising providing an intelligent recommendation module, the intelligent recommendation module is configured to provide information related with the action request, the information including one or more of the following:

location information of the wireless terminal;

credibility rating of a transaction party;

product or service information and analysis including one or more of price, features, quality, and accessories;

market and competition information and analysis related with the action request;

information regarding a group transaction wherein a participating party is provided with a group discount;

alert message related with the action request;

commercial promotion;

communication among transaction parties; and

online status of the communication parties.

37. The system of claim 1, wherein the transaction is a group transaction;

wherein the group transaction provides a price discount for a transaction party participating the group transaction.

2. The system of 1, wherein the information pertaining to the financial account comprises information regarding a billing account of the wireless terminal.

3. The system of 1, wherein subscriber identity information of the wireless terminal is associated with the unique identifier.

4. The system of 1, wherein the information pertaining to a financial account comprises information about a virtual card for a user of the wireless terminal.

23. The system of 22, wherein the location of the wireless terminal is determined with at least one of:

cellular/GPS location information;

IP address information;

Time Difference of Arrival (TDOA);

Direction Difference of Arrival (DDOA);

ZIP code;

Received Signal Strength Indication (RSSI); and

profile information provided by users.

38. A system configured to facilitate electronic communication of secure information, the system comprising:

at least one processor; and

at least one memory storing program code configured for performing operations when executed by said at least one processor, the operations comprising;

associating information pertaining to a financial account to a wireless terminal;

receiving an action request for a transaction associated with the wireless terminal;

communicating the information pertaining to the financial account through a communication channel to support the transaction in response to recognition of a unique identifier corresponding to the wireless terminal; and

providing information regarding completion of the transaction;

wherein the unique identifier is received through a short range wireless connection that is separate from the communication channel;

wherein the short range wireless connection is a short range electromagnetic radiation communication channel, and wherein the wireless terminal is a cellular phone;

wherein the unique identifier corresponding to the wireless terminal is a radio frequency identification (RFID) tag, and wherein the short range wireless connection is a near field communication (NFC) channel.

39. The system of claim 38 further comprises a secure wireless communication channel with the wireless terminal for transmission information related with the transaction, wherein the secure wireless communication channel is separate from the short range wireless connection, and wherein the secure wireless communication channel is separate from the communication channel.

40. The system of claim 39, wherein the information pertaining to the financial account is communicated through the secure wireless communication channel, and wherein the information pertaining to the financial account is stored in the wireless terminal.

41. The system of claim 39 further comprises receiving information related with the transaction through the secure wireless communication channel, wherein the information related with the transaction includes information about a product for the transaction.

42. The system of claim 39, wherein the secure wireless communication channel is a Bluetooth connection.

43. The system of claim 38, wherein the communication channel comprises a dedicated secure communication.

44. The system of claim 43, wherein the dedicated secure communication is a dedicated connection in a public network.

45. The system of claim 38, further comprising:

associating a password or a pin number with the unique identifier corresponding to the wireless terminal to identify a user of the wireless terminal.

46. The system of claim 38, wherein the unique identifier is received by a wireless HUB, and wherein the wireless HUB is housed within one of a kiosk, a set top box, a device connected with a TV, and a TV.

47. The system of claim 46, wherein the wireless HUB collects utility information.

48. The system of claim 38, wherein the transaction is a group transaction;

wherein the group transaction provides a price discount for a transaction party participating the group transaction.

49. A wireless terminal having a unique identifier, the wireless terminal configured to facilitate electronic communication of secure information, the wireless terminal comprising:

a processor; and

a memory storing program code configured for performing operations when executed by said the processor, the operations comprising;

sending the unique identifier corresponding to the wireless terminal through a short range wireless connection;

sending, from the wireless terminal, an action request;

wherein information associated with the unique identifier is communicated through a communication channel to accommodate a completion of a transaction related with the action request in response to recognition of the unique identifier, wherein the short range wireless connection is separate from the communication channel;

wherein the short range wireless connection is a short range electromagnetic radiation communication channel, and wherein the wireless terminal is a cellular phone;

wherein the unique identifier corresponding to the wireless terminal is a radio frequency identification (RFID) tag, and wherein the short range wireless connection is a near field communication (NFC) channel;

receiving a confirmation of the completion of the transaction.

50. The wireless terminal of claim 49, wherein the information associated with the unique identifier comprises information about a financial account of a user of the wireless terminal, and wherein the information about the financial account is stored on a secure server, and wherein the information associated with the unique identifier is communicated from the secure server.

51. The wireless terminal of claim 49, further comprising:

associating a password or a pin number with the unique identifier to identify a user of the wireless terminal.

52. The wireless terminal of claim 49, wherein the information associated with the unique identifier is stored in the wireless terminal, and wherein the information is about a financial account of a user of the wireless terminal.

53. The wireless terminal of claim 52 further comprises sending information related with the transaction through a secure wireless communication channel from the wireless terminal, wherein the secure wireless communication channel is separate from the short range wireless connection, and wherein the secure wireless communication channel is separate from the communication channel.

54. The wireless terminal of claim 53, wherein the secure wireless communication channel is a Bluetooth connection.