Fraud analysis for a location aware transaction

• US 9,053,513 B2
• Filed: 08/05/2011
• Issued: 06/09/2015
• Est. Priority Date: 02/25/2010
• Status: Active Grant

• Current Assignee: AT&T Mobility II LLC (AT&T, Inc.)
• Original Assignee: AT&T Mobility II LLC (AT&T, Inc.)
• Inventors: Meredith, Sheldon, Austin, Mark, Pastore, John
• Primary Examiner(s): Akintola, Olabode
• Application Number:
  US13/204,535
• Publication Number:
  US 20130036037A1
• Time in Patent Office: 1,404 Days
• Field of Search: None
• US Class Current: 1/1
• CPC Class Codes: G06Q 20/00 Payment architectures, schemes or protocols apparatus for performing or posting payment transactions G07F7/08, G07F19/00; electronic cash registers G07G1/12
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: H04W 4/02 Services making use of location information
• CPC Class Codes: H04W 4/029 Location-based management or tracking services

Abstract

The disclosed subject matter provides for fraud analysis for a location aware transaction. In an aspect, location information can be associated with historical fraud events. The location of user equipment can be analyzed against historical fraud information to facilitate determination of a fraud factor value. The fraud factor value can reflect a determination related to the likelihood of fraud occurring in the present transaction based on the historic fraud events at the same or similar location as the present location of the user equipment. The determination can be based on fraud rules. Further aspects provide for abstraction of the fraud factor to limit exposure of personal information associated with wireless carrier subscribers in fraud analysis for a location aware transaction.

Claims

1. A system, comprising:

a memory that stores executable instructions; and

a processor, coupled to the memory, that facilitates execution of the executable instructions to perform operations, comprising;

determining a location of a user equipment based on a device timing measurement associated with the user equipment and stored timed fingerprint location information, wherein the stored timed fingerprint location information is based on a differential timing measurement related to a first pair of NodeB devices comprising a first NodeB device and a second NodeB device, wherein the differential timing measurement is correlated to location information for a geographic location determined before the stored timed fingerprint location information is stored, and wherein the location information and the differential timing measurement are stored as part of the stored timed fingerprint location information to facilitate determining the location of the user equipment based on querying the stored timed fingerprint location information to determine the location by determining an intersection of geographic location values for the first pair of NodeB devices and other geographic location values for another pair of NodeB devices based on the device timing measurement and the differential timing measurement without redetermining the geographic location; and

determining a value based on satisfaction of a defined condition relating to historical fraud information associated with the location of the user equipment.

2. The system of claim 1, wherein the determining the value based on the satisfaction of the defined condition is performed at the user equipment.

3. The system of claim 1, wherein the determining the value based on the satisfaction of the defined condition is performed at a wireless carrier device.

4. The system of claim 1, wherein the determining the value based on the satisfaction of the defined condition is performed at a vendor device.

5. The system of claim 1, wherein the operations further comprise determining the satisfaction of the defined condition relating to the historical fraud information associated with the location of the user equipment.

6. The system of claim 5, wherein the determining the satisfaction is based on a rule associated with the historical fraud information.

7. The system of claim 1, wherein the operations further comprise receiving the historical fraud information associated with the location of the user equipment.

8. The system of claim 7, wherein the receiving the historical fraud information includes receiving fraud event information.

9. The system of claim 8, wherein the receiving the fraud event information comprises receiving correlated temporal information.

10. The system of claim 1, wherein the operations further comprise determining the value based on a weighting factor, the weighting factor being determined based on temporal information related to a fraud event occurrence.

11. The system of claim 1, wherein the operations further comprise associating the value with a transaction identifier.

12. The system of claim 11, wherein the associating the value to the transaction identifier comprises adding the transaction identifier to historical fraud information stored in a data store.

13. The system of claim 12, wherein the associating the value to the transaction identifier added to the historical fraud information facilitates updating the historical fraud information relating to the transaction identifier with other fraud event information.

14. A method, comprising:

receiving, by a system comprising a processor, a location determined from stored timed fingerprint location information and associated with a user equipment, wherein the stored timed fingerprint location information is determined from differential timing measurement information related to a pair of NodeB devices comprising a first NodeB device and a second NodeB device, wherein the differential timing measurement information is correlated to location information for a geographic location determined before the stored timed fingerprint location information is stored, and wherein the location information and the differential timing measurement information are stored as part of the stored timed fingerprint location information to facilitate determining the location based on querying the stored timed fingerprint location information to determine the location by a comparison of geographic location values for the pair of NodeB devices and other geographic location values for another pair of NodeB devices without redetermining the geographic location; and

receiving, by the system, fraud history information based on the location associated with the user equipment; and

determining, by the system, a value in response to a defined condition relating to the fraud history information being determined to be satisfied.

15. The method of claim 14, further comprising:

facilitating, by the system, access to the value for the user equipment.

16. The method of claim 14, further comprising receiving, by the system, event identifier information and associating the event identifier information with the fraud history information.

17. A non-transitory computer readable storage medium having instructions stored thereon that, in response to execution, cause a system comprising a processor to perform operations, comprising:

receiving a transaction identifier for a transaction associated with the user equipment;

receiving a location based on differential timing measurement information and timed fingerprint location information associated with the user equipment, wherein the timed fingerprint location information is based on a differential timing measurement for a NodeB site pair comprising a first NodeB device and a second NodeB device, wherein the differential timing measurement is correlated to location information determined before the timed fingerprint location information is stored, and wherein the differential timing measurement and the location information comprise the timed fingerprint location information to facilitate later access to the location information without recomputation of the location information; and

facilitating access to a fraud factor value and the transaction identifier information.

18. The non-transitory computer readable storage medium of claim 17, the operations further comprising:

receiving historical fraud information related to the location information;

determining the fraud factor value based on the historical fraud information and the location information, wherein the historical fraud information comprises temporal information; and

associating the fraud factor value with the transaction identifier information.

19. The non-transitory computer readable storage medium of claim 17, wherein the determining the fraud factor value is performed by the user equipment.

20. The non-transitory computer readable storage medium of claim 17, wherein the determining the fraud factor value is performed by equipment of a wireless carrier network.