System and method for temporarily enabling proprietary transit payments on a hotel room key

• US 9,098,843 B2
• Filed: 11/11/2010
• Issued: 08/04/2015
• Est. Priority Date: 01/06/2010
• Status: Active Grant

• Current Assignee: Visa International Service Association (Visa, Inc.)
• Original Assignee: Visa International Service Association (Visa, Inc.)
• Inventors: Fuerstenberg, Zack, Makhotin, Oleg, Thaw, William Alexander
• Primary Examiner(s): Niquette, Robert R
• Application Number:
  US12/944,057
• Publication Number:
  US 20110166995A1
• Time in Patent Office: 1,727 Days
• Field of Search: None
• US Class Current: 1/1
• CPC Class Codes: G06Q 10/10 Office automation; Time management
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/14 specially adapted for billing systems
• CPC Class Codes: G06Q 20/28 Pre-payment schemes, e.g. "pay before"
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 50/40 Business processes related to the transportation industry shipping G06Q10/083
• CPC Class Codes: G07C 9/27 with central registration
• CPC Class Codes: G07C 9/29 the pass containing active electronic elements, e.g. smartcards
• CPC Class Codes: G07F 17/0014 for vending, access and use of specific services not covered anywhere else in G07F17/00 meter-controlled dispensing of liquid, gas or electricity G07F15/00

Abstract

One embodiment of the invention is directed to a system comprising a database and a server computer coupled to the database, wherein the server computer comprises a processor and a computer-readable storage medium coupled to the processor, the computer readable storage medium comprising code executable by the processor for implementing a method comprising: receiving transit transaction data, determining a hotel based on the transit transaction data, and sending the transit transaction data to the hotel, wherein the hotel places a transit charge based on the transit transaction data onto a hotel folio. Another embodiment of the invention is directed to a method, the method comprising receiving transit transaction data, determining a hotel based on the transit transaction data, and sending the transit transaction data to the hotel, wherein the hotel places a transit charge based on the transit transaction data onto a hotel folio.

Claims

1. A portable device payment processing system comprising:

a database; and

a server computer coupled to the database, wherein the server computer comprises a processor and a computer-readable storage medium coupled to the processor, the computer-readable storage medium comprising code executable by the processor for implementing a method comprising;

receiving transaction data at the server computer from a transit payment system, wherein the transaction data is transit transaction data, the transit transaction data including an identifier of the transit payment system and a payment application identifier of a payment application, and wherein the payment application is embedded in a portable device involved in a transaction with the transit payment system;

determining, by the server computer, a hotel based on the payment application identifier in the transaction data; and

sending, by the server computer, the transaction data to a hotel management system associated with the hotel, wherein the hotel management system places a charge based on the transaction data onto a hotel folio.

2. The system of claim 1, wherein the transaction data includes data received from the payment application.

3. The system of claim 1, wherein the transaction with the transit payment system is conducted using the payment application.

4. The system of claim 1, wherein the method further comprises:

receiving, from the hotel management system, an activation request to activate the portable device for use with the transit payment system, wherein the activation request includes the payment application identifier; and

processing the activation request, wherein processing the activation request includes storing information indicating an association between the portable device and a hotel identifier of the hotel corresponding to the hotel management system, and wherein the stored information includes the payment application identifier.

5. The system of claim 1, wherein the portable device further includes a hotel room key application.

6. The system of claim 5, wherein the hotel room key application is configured to communicate with an access control device to access a hotel room.

7. The system of claim 1, wherein the portable device is configured by the hotel management system, and wherein the portable device is configured with a threshold monetary value for use with the transit payment system.

8. The system of claim 1, wherein the payment application is configured by the hotel management system, and wherein the portable device is configured with a value corresponding to an amount of transit trips for use with a transit system corresponding to the transit payment system.

9. A method comprising:

receiving transaction data at a server computer from a transit payment system, wherein the transaction data includes transit transaction data, the transit transaction data including an identifier of the transit payment system and a payment application identifier of a payment application, and wherein the payment application is embedded in a portable device involved in a transaction with the transit payment system;

determining, by the server computer, a hotel based on the payment application identifier in the transaction data; and

sending, by the server computer, the transaction data to a hotel management system associated with the hotel, wherein the hotel management system places a charge based on the transaction data onto a hotel folio.

10. The method of claim 9, further comprising:

calculating a hotel commission based on the transaction data.

11. The method of claim 9, further comprising:

receiving, from the hotel management system, an activation request to activate the portable device for use with the transit payment system, wherein the activation request includes the payment application identifier; and

processing the activation request, wherein processing the activation request includes storing information indicating an association between the portable device and a hotel identifier of the hotel corresponding to the hotel management system, and wherein the stored information includes the payment application identifier.

12. The method of claim 11, further comprising:

sending, to the transit payment system, a request to activate the portable device for use with the transit payment system; and

sending, to the hotel management system, an authentication response indicating an result of the activation request.

13. The method of claim 9, wherein the transaction data includes data received from the payment application embedded in the portable device.

14. The method of claim 9, wherein the transaction data is received according to a format of a first application programming interface.

15. The method of claim 14, wherein the received transaction data is sent to the hotel management system according to a format of a second application programming interface.

16. The method of claim 9, wherein the hotel folio includes charges for transit fare purchases associated with a transit system.

17. The method of claim 16, wherein the hotel management system initiates a transfer of funds to pay for the transit fare purchases to the transit system.

18. The method of claim 9, wherein the server computer is included in a payment processing network.

19. The method of claim 9, wherein the transit payment system is associated with a transit transportation system, and wherein the payment application is configured for use with the transit payment system.

20. The method of claim 9, wherein the portable device includes a plurality of payment applications, and wherein each payment application of the plurality of payment applications is associated with a distinct payment application identifier and is configured to conduct transactions with a particular transit payment system of a distinct transit system.