Method, system, and computer program product for customer-level data verification

  • US 9,195,985 B2
  • Filed: 06/08/2006
  • Issued: 11/24/2015
  • Est. Priority Date: 06/08/2006
  • Status: Active Grant
First Claim
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1. A method, comprising:

  • receiving, by a computer system, an authorization request from a merchant for a transaction, wherein the authorization request indicates that the transaction has been initiated using a first transaction instrument corresponding to a user;

    based on the authorization request, the computer system determining a second transaction instrument corresponding to the user;

    the computer system analyzing transaction data for the transaction, wherein the analyzing includes determining whether the transaction data at least partially corresponds to particular transaction data associated with the second transaction instrument; and

    based on said analyzing, the computer system transmitting a response to the authorization request to the merchant, wherein the response indicates whether the transaction is authorized.

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