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Remote revocation of application access based on non-co-location of a transaction vehicle and a mobile device

  • US 9,213,974 B2
  • Filed: 02/07/2014
  • Issued: 12/15/2015
  • Est. Priority Date: 02/07/2014
  • Status: Active Grant
First Claim
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1. A system for accessing a remotely located mobile device of a user, the system comprising:

  • a computer apparatus including a processor and a memory; and

    a software module stored in the memory, comprising executable instructions that when executed by the processor cause the processor to;

    monitor one or more transactions involving a physical payment transaction vehicle of a user, wherein the payment transaction vehicle includes a positioning device;

    determine, via the positioning device on the transaction vehicle, a geographic location of the payment transaction vehicle based at least partially on the one or more transactions;

    determine, via a positioning device in a mobile device of the user, a geographic location of the mobile device, wherein the mobile device is associated with the payment transaction vehicle;

    determine whether the payment transaction vehicle of the user and the mobile device of the user are co-located, based on a predefined proximity bridge, which is a distance range between the geographic location of the payment transaction vehicle and the geographic location of the mobile device and is predefined by the user or the system, wherein the mobile device and the payment transaction vehicle are not co-located if the geographic location of the mobile device and the geographic location of the payment transaction vehicle are not within the predefined proximity bridge;

    disable functionality of one or more applications or one or more features on the mobile device, based at least partially on determining that the mobile device and the payment transaction vehicle are not co-located, wherein disabling comprises reconfiguring the one or more applications or the one or more features on the mobile device; and

    provide a notification to the user indicating that functionality of the one or more applications or the one or more features accessible to the mobile device are disabled.

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