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Systems and methods for mobile ordering and payment

  • US 9,230,259 B1
  • Filed: 05/10/2010
  • Issued: 01/05/2016
  • Est. Priority Date: 03/20/2009
  • Status: Active Grant
First Claim
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1. A computer implemented method for fulfilling a customer request for a requested item sold by a merchant, the method performed by a tangibly embodied processing machine disposed in a customer device, the method including:

  • detecting by the customer device, through an input of information, an observed event involving the customer device that is associated with a customer to trigger the customer request;

    wherein the observed event comprises the customer device coming within a predefined physical proximity of the merchant;

    associating the observed event with a corresponding order record in a customer record table, the observed event corresponding to a related record, the related record and the corresponding order record being stored in the customer record table and an order record table, respectively, prior to the detecting the observed event and prior to the customer request being initiated;

    retrieving, from the customer device, order information from the corresponding order record, the order information including at least customer financial entity account information;

    generating a merchant request based at least in part on the order information in the corresponding order record, the merchant request including at least customer identification information and the customer financial entity account information; and

    outputting the merchant request to the merchant, so as to provide the merchant with information to fulfill the customer request.

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