Systems and methods for sorting alert and offer messages on a mobile device

• US 9,325,833 B2
• Filed: 06/19/2015
• Issued: 04/26/2016
• Est. Priority Date: 09/25/2008
• Status: Active Grant

• Current Assignee: Visa International Service Association (Visa, Inc.)
• Original Assignee: Visa International Service Association (Visa, Inc.)
• Inventors: Carlson, Mark, Bebenita, Dan, Keshan, Surendra, Stan, Patrick
• Primary Examiner(s): RAMPURIA, SHARAD K
• Application Number:
  US14/744,906
• Publication Number:
  US 20150288799A1
• Time in Patent Office: 312 Days
• Field of Search: 4554121-4144, 455/466, 455/558
• US Class Current: 1/1
• CPC Class Codes: G06Q 20/3227 using secure elements embedded in M-devices
• CPC Class Codes: H04L 12/1895 for short real-time information, e.g. alarms, notifications, alerts, updates
• CPC Class Codes: H04L 51/214 using selective forwarding
• CPC Class Codes: H04L 51/58 Message adaptation for wireless communication
• CPC Class Codes: H04M 1/72436 for text messaging, e.g. short messaging services [SMS] or e-mails
• CPC Class Codes: H04M 15/844 Message, e.g. SMS
• CPC Class Codes: H04W 4/12 Messaging; Mailboxes; Announcements

Abstract

A method and system are presented for sorting alert and offer messages on a mobile device. One embodiment of the invention is directed to a method including receiving alert messages at a mobile device where each alert message contains transaction data associated with a transaction conducted with a merchant. Upon receiving the alert messages, the mobile device receives alert message sorting criteria from a user associated with the mobile device, sorts the alert messages according to the received offer sorting criteria, and displays the sorted alert messages.

Claims

1. A mobile device comprising:

A processor; and

A computer readable medium coupled to the processor, wherein the processor is configured to execute a set of instructions stored on the medium to enable the processor to perform operations comprising;

receiving automatic sorting criteria from a user associated with a mobile device;

receiving alert messages;

automatically sorting the alert messages based on the automatic sorting criteria, the sorting performed automatically upon receipt of one or more of the alert messages; and

displaying the sorted alert messages.

2. The mobile device of claim 1, wherein the set of instructions stored on the medium includes a payment application installed on the mobile device, wherein the mobile device is registered to receive the alert messages.

3. The mobile device of claim 2, wherein the alert messages are received by the mobile device while the payment application is not open.

4. The mobile device of claim 1, wherein the set of instructions further comprise:

decrypting the received alert messages.

5. The mobile device of claim 1, wherein the set of instructions further comprise:

automatically sorting the alert messages by one or more of a transaction type, a transaction date, a location, a city, a state, a currency code, a merchant, an issuer, and a type of card.

6. The mobile device of claim 1, wherein the set of instructions further comprise:

requesting, by the mobile device associated with the user, offer messages.

7. The mobile device of claim 6, wherein the sorting criteria comprise one or more of:

a date the offer messages were received, a date the offer messages expire, one or more merchants associated with the offer messages, the offer messages which are still active, the offer messages which have expired, and the offer messages which have been redeemed.

8. The mobile device of claim 1, wherein the automatic sorting criteria comprise one or more of:

a merchant name, a merchant location, a transaction type, a transaction amount, an issuer, and a type of card.

9. The mobile device of claim 1, wherein the alert messages are received based on an online account being accessed or a consumer conducting a qualified transaction.

10. The mobile device of claim 1, wherein the mobile device is a mobile phone.

11. The mobile device of claim 1 wherein the alert messages are in the form of short message service (SMS) messages, instant messaging (IM) messages, or email messages.

12. A method comprising:

receiving automatic sorting criteria from a user associated with a mobile device;

receiving alert messages at a mobile device;

automatically sorting, using at least one processor operatively connected with a memory, the alert messages based on the automatic sorting criteria, the sorting performed automatically upon receipt of one or more of the alert messages; and

displaying the sorted alert messages on the mobile device.

13. The method of claim 12, wherein the automatic sorting of alert messages is performed by a payment application installed on the mobile device, wherein the mobile device is registered to receive the alert messages.

14. The method of claim 13, wherein the alert messages are received by the mobile device while the payment application is not open.

15. The method of claim 12, further comprising:

decrypting the received alert messages.

16. The method of claim 12, further comprising:

receiving offer sorting criteria from the user;

receiving offer messages wherein each offer message includes offer data;

sorting the offer messages according to the received offer sorting criteria; and

displaying the sorted alert messages and sorted offer messaged using the display.

17. The method of claim 16, further comprising:

requesting, by the mobile device associated with the user, the offer messages.

18. The method of claim 16, wherein the offer sorting criteria comprise one or more of:

a date the offer messages were received, a date the offer messages expire, one or more merchants associated with the offer messages, the offer messages which are still active, the offer messages which have expired, and the offer messages which have been redeemed.

19. The method of claim 12, wherein the automatic sorting criteria comprise one or more of:

a merchant name, a merchant location, a transaction type, a transaction amount, an issuer, and a type of card.

20. The method of claim 12, wherein the alert messages are received based on an online account being accessed or a consumer conducting a qualified transaction.

21. The method of claim 12, wherein the mobile device is a mobile phone.

22. The method of claim 12 wherein the alert messages are in the form of short message service (SMS) messages, instant messaging (IM) messages, or email messages.