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Securing a driver license service electronic transaction via a three-dimensional electronic transaction authentication protocol

  • US 9,330,390 B2
  • Filed: 06/24/2011
  • Issued: 05/03/2016
  • Est. Priority Date: 01/19/2001
  • Status: Expired due to Term
First Claim
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1. A method of three-dimensional transaction authentication, comprising:

  • receiving electronic transaction facility identification information at a transaction service provider from a handheld electronic transaction device configured with the electronic transaction facility that facilitates driver licensing transactions;

    associating the electronic transaction facility with a user of the handheld electronic transaction device by authenticating information input by the user to the handheld device during electronic transaction facility registration;

    activating an account of the electronic transaction facility with the transaction service provider based on the information input by the user to the handheld device;

    facilitating transfer of service provider security information between at least one of a plurality of driver license service providers and the electronic transaction facility by the transaction service provider thereby providing at least one trusted driver license service provider transaction domain; and

    securing a licensing transaction conducted via the trusted driver license service provider transaction domain by verifying via separate security protocols each of the user of the handheld device, the handheld device, and the driver license service provider transaction domain, wherein the licensing transaction comprises use of information from one of a plurality of user accounts that are accessible by the electronic transaction facility to the at least one of the plurality of driver license service providers, and transmitting graphical depiction evidence of licensing to the electronic transaction facility, wherein the graphical depiction evidence is selected from the group consisting of a graphical depiction of a stamp of the driver license service provider, a graphical depiction of a seal of the driver license service provider, a graphical depiction of a logo of the driver license service provider, a graphical representation of a driver'"'"'s license issued to the user, a graphical representation of a photo of the user that appears on a driver'"'"'s license issued to the user, a graphical representation of a signature of the user that appears on a driver'"'"'s license issued to the user, a graphical representation of a water mark that appears on a driver'"'"'s license issued to the user, and a graphical representation of a security mark that appears on a driver'"'"'s license issued to the user.

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