Mobile communication device near field communication (NFC) transactions
DCFirst Claim
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1. A method for conducting a Near Field Communications (NFC) transaction using an NEC protocol and a mobile communication device, the method comprising:
- maintaining a secure element application configured to use the NFC protocol and an identification code in a secure element memory in a secure element, the secure element, associated with a mobile communication device comprising of a mobile device memory, a mobile device processor, and a mobile device transceiver, the secure element including the secure element memory, a secure element processor and a secure element communication transceiver supporting a communication channel comprising the (NFC) protocol;
executing the secure element application, wherein the secure element application is executed by the secure element processor in response to detection of a near field communication inductive signal by an NFC terminal, and execution of the secure element application facilitates transfer of the identification code to the NFC terminal using the NFC protocol and further wherein the NFC terminal transfers the identification code to a management server which transmits the identification code to a transaction server for processing of the NFC transaction using a payment method corresponding to the identification code, wherein the NFC terminal is configured to use the NFC protocol.
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Abstract
A method for transmitting data between a mobile communication device and a server. The method includes running a mobile application on the mobile communication device. The mobile application is hosted on the mobile communication device through the server as a Software as a Service (SaaS). The method further includes transmitting data associated with the mobile application between the mobile communication device and the server, in which transmission of the data between the mobile communication device and the server is monitored through the server.
34 Citations
16 Claims
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1. A method for conducting a Near Field Communications (NFC) transaction using an NEC protocol and a mobile communication device, the method comprising:
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maintaining a secure element application configured to use the NFC protocol and an identification code in a secure element memory in a secure element, the secure element, associated with a mobile communication device comprising of a mobile device memory, a mobile device processor, and a mobile device transceiver, the secure element including the secure element memory, a secure element processor and a secure element communication transceiver supporting a communication channel comprising the (NFC) protocol; executing the secure element application, wherein the secure element application is executed by the secure element processor in response to detection of a near field communication inductive signal by an NFC terminal, and execution of the secure element application facilitates transfer of the identification code to the NFC terminal using the NFC protocol and further wherein the NFC terminal transfers the identification code to a management server which transmits the identification code to a transaction server for processing of the NFC transaction using a payment method corresponding to the identification code, wherein the NFC terminal is configured to use the NFC protocol. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. A mobile device using a near field communication protocol for an NFC transaction, the mobile communication device comprising:
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a mobile device memory; a mobile device processor; and a mobile device transceiver; wherein the mobile device is associated with a secure element, the secure element including a secure element memory, a secure element-processor, a secure element communication transceiver supporting a first communication channel comprising the near field communications (NFC) protocol, wherein the secure element memory maintains a secure element application configured to use the NFC protocol and an identification code, wherein the secure element application is executed by the secure element processor in response to detection of a near field communication inductive signal by an NFC terminal and execution of the secure element application facilitates transfer of the identification code to the NFC terminal the secure element communication transceiver and further wherein the NFC terminal transfers the identification code to a management server which transmits the identification code to a transaction server for processing of the NFC transaction using a payment method corresponding to the identification code, the NFC terminal configured to use the NFC protocol. - View Dependent Claims (10, 11, 12, 13, 14, 15, 16)
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Specification