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Graduated authentication in an identity management system

  • US 9,398,020 B2
  • Filed: 02/13/2015
  • Issued: 07/19/2016
  • Est. Priority Date: 06/16/2004
  • Status: Active Grant
First Claim
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1. A computer-implemented method for implementing variable transaction security levels, the method comprising:

  • receiving, using one or more hardware processors, at a first computing system, from a second computing system, a request for information, wherein responding to the request requires two or more transactions and wherein;

    at least a first of the two or more transactions is associated with a first transaction security level;

    at least a second of the two or more transactions is associated with a second transaction security level different from the first transaction security level; and

    each of the first transaction security level and the second transaction security level comprise at least one of;

    a transaction authentication security level, a transaction channel security level, or a transaction time sensitivity security level; and

    performing, using the one or more hardware processors, the first transaction at the first transaction security level and performing the second transaction at the second transaction security level, each performing accomplished by;

    selecting, using the one or more hardware processors, a channel with a channel security level to perform the transaction, the channel selected based on a correspondence between the transaction channel security level for the transaction and the channel security level of the selected channel;

    selecting, using the one or more hardware processors, an authentication mechanism with an authentication security level to perform the transaction, the authentication mechanism selected based on a correspondence between the transaction authentication security level for the transaction and the authentication security level;

    orperforming, using the one or more hardware processors, at least part of the transaction within a specified time limit corresponding to the transaction time sensitivity security level for the transaction.

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