Kiosk gift card system and method

• US 9,508,064 B2
• Filed: 04/27/2015
• Issued: 11/29/2016
• Est. Priority Date: 07/17/2009
• Status: Active Grant

• Current Assignee: Arch Holdings, LP
• Original Assignee: Arch Holdings, LP
• Inventors: Curtis, James Robert
• Primary Examiner(s): TRAIL, ALLYSON NEEL
• Application Number:
  US14/697,318
• Publication Number:
  US 20150317619A1
• Time in Patent Office: 582 Days
• Field of Search: 235/379, 235/380, 705/4, 705/41
• US Class Current: 1/1
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/108 Remote banking, e.g. home banking
• CPC Class Codes: G06Q 20/18 involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/202 Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
• CPC Class Codes: G06Q 20/28 Pre-payment schemes, e.g. "pay before"
• CPC Class Codes: G06Q 20/3221 Access to banking information through M-devices
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/34 using cards, e.g. integrated circuit [IC] cards or magnetic cards
• CPC Class Codes: G06Q 20/3433 the counter having monetary units
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 30/0237 at kiosk
• CPC Class Codes: G06Q 30/0268 at point-of-sale [POS]
• CPC Class Codes: G06Q 30/0623 Item investigation

Abstract

A kiosk gift card system and method for purchasing and redeeming gift cards is disclosed. The system/method includes a gift card distribution kiosk that provides a user with access to a multitude of different forms of gift cards that may be purchased and printed onto customizable gift card stock. The kiosk includes a kiosk processor interface, a gift card dispenser, a card reader, and gift card management server connected to a network. The gift card management server, through the kiosk processor interface, provides vendor options to users to select and pay via the card reader. The kiosk may be used to redeem unused user gift cards for a reduced value user selected gift card, reduced cash value, full value store card, rewards points, bank debit, and/or an electronic code (eCode) towards online user purchases.

Claims

1. A first kiosk gift card manufacturing system communicating with a second kiosk gift card manufacturing system, said first kiosk gift card manufacturing system comprising:

(a) mobile computing device (MCD);

(b) vendor management server (VMS);

(c) gift card management server (GMS);

(d) kiosk processor interface (KPI);

(e) near field communications reader (NFR);

(f) kiosk card reader (KCR);

(g) gift card dispenser (GCD);

(h) gift card collector (GCC);

(i) gift card printer (GCP);

(j) gift card stacker (GCS);

(k) cash dispensing apparatus (CDA); and

(l) computer communications network (CCN);

wherein;

said first kiosk gift card manufacturing system is configured to communicate with said second kiosk gift card manufacturing system via said CCN;

said KPI is configured to electronically communicate with said GMS through said CCN;

said KPI is configured to enable users to interact with said GMS through said CCN;

said GMS is configured to provide said users with options to purchase user-selected gift cards;

said GMS is configured to provide said users with options to redeem value within or consolidate monetary value from within one or more pre-existing gift cards;

said GCP is configured to print said user-selected gift cards upon receiving a payment from said user;

said user-selected gift cards are associated with a gift card value;

said GCS is configured to provide blank cards for said user-selected gift card printing to said GCP;

said KPI is configured to permit said user-selected gift card printing to be customized by said user to include;

information pertaining to the card size, personalized message, color, logo, value, and/or near field communication (NFC) chip;

said GCD is configured to dispense said user-selected gift cards to said user after printing by said GCP;

said KCR is configured to receive said payment via one or more user cards read by said KCR;

said NFR is configured to receive said payment from said MCD read by said NFR;

said KPI is configured to receive said payment from an eCode input entered on said KPI by said user;

said MCD is configured to communicate via near field communications (NFC) with a gift card incorporating a NFC chip that identifies said gift card with a gift card ID (GID);

said VMS is configured to receive gift card balance requests from said MCD incorporating said GID via said NFP and return a gift card balance (GCB) to said MCD;

said MCD is configured to display said GCB;

said user card may be either;

credit card, debit card, or a pre-existing gift card;

said KPI is configured to dispense cash from said CDA to said user upon receiving one or more gift cards from said user via said KCP;

said KPI is configured to communicate an eCode to said user upon receiving one or more gift cards from said user via said KCR;

said KPI is configured to communicate with said second kiosk gift card manufacturing system via said CCN to affect printing of said user-selected gift cards on said second kiosk gift card manufacturing system; and

said GCC is configured to receive unused gift cards from said user that may be redeemed or exchanged for like kind gift cards or cash by said GMS.

2. The first kiosk gift card manufacturing system of claim 1 wherein said GMS is further configured to communicate to said KPI via said CCN using:

(a) said VMS;

(b) payment server;

(c) vendor database; and

(d) advertising server;

wherein;

said VMS is configured to communicate with a plurality of vendors to submit user requests for gift cards;

said plurality of vendors are configured to respond to said user requests via said CCN;

said vendor database is configured to store and maintain data related to said plurality of vendors;

said payment server is configured to accept payments for said gift cards; and

said advertising server is configured to display advertisements on said KPI.

3. The first kiosk gift card manufacturing system of claim 1 wherein said gift card value is associated with a discounted value of said pre-existing gift card.

4. The first kiosk gift card manufacturing system of claim 1 wherein said dispensed cash is associated with a discounted value of said pre-existing gift card.

5. The first kiosk gift card manufacturing system of claim 1 wherein said KPI is configured to redeem one or more of said pre-existing gift cards and consolidate them monetary value of said pre-existing gift cards in a bank account specified by said user.

6. The first kiosk gift card manufacturing system of claim 2 wherein said kiosk processor interface is a touch interface.

7. The first kiosk gift card manufacturing system of claim 1 wherein said kiosk processor interface is a graphical interface.

8. The first kiosk gift card manufacturing system of claim 1 wherein said CCN is wired.

9. The first kiosk gift card manufacturing system of claim 1 wherein said CCN is wireless.

10. A first kiosk gift card manufacturing system communicating with a second kiosk gift card manufacturing system, said first kiosk gift card manufacturing system comprising:

(a) mobile computing device (MCD);

(b) vendor management server (VMS);

(c) gift card management server (GMS);

(d) kiosk processor interface (KPI);

(e) near field communications reader (NFR);

(f) kiosk card reader (KCR);

(g) gift card dispenser (GCD);

(h) gift card collector (GCC);

(i) gift card printer (GCP);

(j) gift card stacker (GCS); and

(k) cash dispensing apparatus (CDA);

(l) computer communications network (CCN);

(m) gift card advertising server (GAS); and

(n) live interface portal (LIP);

wherein;

said first kiosk gift card manufacturing system is configured to communicate with said second kiosk gift card manufacturing system via said CCN;

said KPI is configured to electronically communicate with said GMS through said CCN;

said KPI is configured to enable users to interact with said GMS through said CCN;

said GMS is configured to provide said users with options to purchase user-selected gift cards;

said GMS is configured to provide said users with options to redeem value within or consolidate monetary value from within one or more pre-existing gift cards;

said GCP is configured to print said user-selected gift cards upon receiving a payment from said user;

said user-selected gift cards are associated with a gift card value;

said GCS is configured to provide blank cards for said user-selected gift card printing to said GCP;

said KPI is configured to permit said user-selected gift card printing to be customized by said user to include;

information pertaining to the card size, personalized message, color, logo, value, and/or near field communication (NFC) chip;

said GCD is configured to dispense said user-selected gift cards to said user after printing by said GCP;

said KCR is configured to receive said payment via one or more user cards read by said KCR;

said NFR is configured to receive said payment from said MCD read by said NFR;

said KPI is configured to receive said payment from an eCode input entered on said KPI by said user;

said MCD is configured to communicate via near field communications (NFC) with a gift card incorporating a NFC chip that identifies said gift card with a gift card ID (GID);

said VMS is configured to receive gift card balance requests from said MCD incorporating said GID via said NFR and return a gift card balance (GCB) to said MCD;

said MCD is configured to display said GCB;

said user card may be either;

credit card, debit card, or a pre-existing gift card;

said KPI is configured to dispense cash from said CDA to said user upon receiving one or more gift cards from said user via said KCR;

said KPI is configured to communicate an eCode to said user upon receiving one or more gift cards from said user via said KCR;

said KPI is configured to communicate with said second kiosk gift card manufacturing system via said CCN to affect printing of said user-selected gift cards on said second kiosk gift card manufacturing system;

said GCC is configured to receive unused gift cards from said user that may be redeemed or exchanged for like kind gift cards or cash by said GMS;

said GAS is configured to display advertisements on said KPI;

said LIP comprises and audio device and a video device configured to enable said user to communicate in real time with a live customer support center via said GMS through said CCN; and

said advertisements are targeted towards said users in real time based on a purchase history of said users.

11. The first kiosk gift card manufacturing system of claim 10, wherein said GMS is further configured to communicate to said KPI via said CCN using:

(a) said VMS;

(b) gift card payment server (GPS); and

(c) gift card vendor database (GVD);

wherein;

said VMS is configured to communicate with a plurality of vendors to submit user requests for gift cards;

said plurality of vendors are configured to respond to said user requests via said CCN;

said GVD is configured to store and maintain data related to said plurality of vendors; and

said GPS is configured to accept payments for said gift cards.

12. The first kiosk gift card manufacturing system of claim 10 wherein said gift card value is associated with a discounted value of said pre-existing gift card.

13. The first kiosk gift card manufacturing system of claim 10 wherein said dispensed cash is associated with a discounted value of said pre-existing gift card.

14. The first kiosk gift card manufacturing system of claim 10 wherein said KPI is configured to redeem one or more of said pre-existing gift cards and consolidate them monetary value of said pre-existing gift cards in a bank account specified by said user.

15. The first kiosk gift card manufacturing system of claim 10 wherein said kiosk processor interface is a touch interface.

16. The first kiosk gift card manufacturing system of claim 10 wherein said kiosk processor interface is a graphical interface.

17. The first kiosk gift card manufacturing system of claim 10 wherein said CCN is wired.

18. The first kiosk gift card manufacturing system of claim 10 wherein said CCN is wireless.