Method and apparatus for secure access payment and identification

DC
  • US 9,530,137 B2
  • Filed: 02/09/2016
  • Issued: 12/27/2016
  • Est. Priority Date: 02/21/2006
  • Status: Active Grant
First Claim
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1. A system for authenticating a user for enabling a transaction, the system comprising:

  • a first device including;

    a first processor, the first processor programmed to authenticate a user of the first device based on secret information and to retrieve or receive first biometric information of the user of the first device;

    a first wireless transceiver coupled to the first processor and programmed to transmit a first wireless signal including first authentication information of the user of the first device; and

    a biometric sensor configured to capture the first biometric information of the user;

    wherein the first processor is programmed to generate one or more signals including the first authentication information, an indicator of biometric authentication, and a time varying value in response to valid authentication of the first biometric information, and to provide the one or more signals including the first authentication information for transmitting to a second device; and

    wherein the first processor is further configured to receive an enablement signal from the second device; and

    the system further including the second device that is configured to provide the enablement signal indicating that the second device approved the transaction based on use of the one or more signals;

    wherein the second device includes a second processor that is configured to provide the enablement signal based on the indication of biometric authentication of the user of the first device, at least a portion of the first authentication information, and second authentication information of the user of the first device to enable and complete processing of the transaction.

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