Interactive financial transactions
First Claim
1. A gaming platform, comprising:
- at least one intermediary business server that, in operation;
receives, from a client device of a user via one or more computer networks or from the client device via one or more interactive gaming servers, a request to initiate a wagering session with the client device for play of a wagering game, wherein the request specifies an amount of funds for use in the wagering session;
responsive to the received request, transmits, to a financial institution via the one or more computer networks, a block request to place a block on the specified amount of funds in a financial account associated with the user;
receives, via the one or more computer networks, a notification from the financial institution that the block has been placed on the specified amount of funds in the associated financial account;
responsive to the received notification, provides, to the one or more interactive gaming servers, an indication that the requested wagering session is authorized for the specified amount of funds; and
responsive to an indication from the one or more interactive gaming servers that the requested wagering session is concluded, settles, via one or more electronic communications with the financial institution over the one or more computer networks, a transaction corresponding to the requested wagering session, wherein settling the transaction includes a release of the financial block on the specified amount of funds; and
at least one interactive gaming server of the one or more interactive gaming servers, the at least one interactive gaming server in operation;
responsive to an indication from the at least one intermediary business server that a requested wagering session is authorized for a specified amount of funds, initiates the requested wagering session;
provides, for each of one or more gaming outcomes associated with the requested wagering session, a notification to the at least one intermediary business server regarding the gaming outcome; and
notifies the at least one intermediary business server that the requested wagering session is concluded.
5 Assignments
0 Petitions
Accused Products
Abstract
An interactive financial transactions systems and methods are disclosed for providing gaming activity using funds located at a financial institution. Prior to initiating gaming activity, the player indicates the amount of funds the player would like to wager in a session. The financial institution is contacted to block the player funds from being used for another purpose while the player is placing wagers on the interactive gaming system. As the player completes wagers, the results of wagering activities may be passed to the financial institution. When the player completes the gaming session, the financial institution is instructed to release the blocked funds. In one embodiment, the interactive gaming system contacts an intermediary business which performs the account blocking and financial transactions with the financial institution.
343 Citations
20 Claims
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1. A gaming platform, comprising:
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at least one intermediary business server that, in operation; receives, from a client device of a user via one or more computer networks or from the client device via one or more interactive gaming servers, a request to initiate a wagering session with the client device for play of a wagering game, wherein the request specifies an amount of funds for use in the wagering session; responsive to the received request, transmits, to a financial institution via the one or more computer networks, a block request to place a block on the specified amount of funds in a financial account associated with the user; receives, via the one or more computer networks, a notification from the financial institution that the block has been placed on the specified amount of funds in the associated financial account; responsive to the received notification, provides, to the one or more interactive gaming servers, an indication that the requested wagering session is authorized for the specified amount of funds; and responsive to an indication from the one or more interactive gaming servers that the requested wagering session is concluded, settles, via one or more electronic communications with the financial institution over the one or more computer networks, a transaction corresponding to the requested wagering session, wherein settling the transaction includes a release of the financial block on the specified amount of funds; and at least one interactive gaming server of the one or more interactive gaming servers, the at least one interactive gaming server in operation; responsive to an indication from the at least one intermediary business server that a requested wagering session is authorized for a specified amount of funds, initiates the requested wagering session; provides, for each of one or more gaming outcomes associated with the requested wagering session, a notification to the at least one intermediary business server regarding the gaming outcome; and notifies the at least one intermediary business server that the requested wagering session is concluded. - View Dependent Claims (2, 3, 4, 5)
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6. An intermediary server for controlling access to at least one interactive gaming server, comprising:
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one or more processors; and at least one memory, the memory including instructions that, upon execution by at least one of the one or more processors, cause the intermediary system to; receive, from a client device of a user via one or more computer networks or from the client device via the at least one interactive gaming server, a request to initiate a wagering session with the client device for play of a wagering game, wherein the request specifies an amount of funds for use in the wagering session; responsive to the received request, transmit, to a financial institution via the one or more computer networks, a block request to place a block on the specified amount of funds in a financial account associated with the user; responsive to a notification from the financial institution that the block has been placed, initiate, via the at least one interactive gaming server over the one or more computer networks, the requested wagering session; and responsive to a conclusion of the requested wagering session, settle, via one or more electronic communications with the financial institution over the one or more computer networks, a transaction corresponding to the requested wagering session, wherein settling the transaction includes a release of the financial block on the specified amount of funds. - View Dependent Claims (7, 8, 9, 10, 11, 12, 13, 14)
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15. A computer-implemented method comprising:
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receiving, by at least one intermediary business server from a user device of a user via one or more computer networks or by the at least one intermediary business server from at least one interactive gaming server, a request to initiate a wagering session with the user device for play of a wagering game, the request specifying an amount of funds for use in the wagering session; responsive to the received request, transmitting, by the at least one intermediary business server to a financial institution via the one or more computer networks, a block request to place a block on the specified amount of funds in a financial account associated with the user; responsive to a notification from the financial institution that the block has been placed, initiating, by the at least one intermediary business server via the at least one interactive gaming server over the one or more computer networks, the requested wagering session; and responsive to a conclusion of the requested wagering session, settling, by the at least one intermediary business server via one or more electronic communications with the financial institution over the one or more computer networks, a transaction corresponding to a net result of the requested wagering session, wherein settling the transaction includes a release of the financial block on the specified amount of funds. - View Dependent Claims (16, 17, 18, 19, 20)
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Specification