Systems and methods of identity protection and management

  • US 9,542,553 B1
  • Filed: 08/06/2015
  • Issued: 01/10/2017
  • Est. Priority Date: 09/16/2011
  • Status: Active Grant
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First Claim
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1. A method of monitoring potential identity theft threats, the method being performed by a monitoring computer having one or more computer processors, the method comprising:

  • receiving a request, by the monitoring computer, from a user to monitor a third party account of the user with an online service provider, the request including personal information associated with the third party account;

    periodically monitoring the third party account of the user for indications of changes or attempted changes to personal information associated with the third party account;

    as part of the periodic monitoring,detecting a change or attempted change to personal information associated with the third party account;

    determining a risk level associated with the detected change or attempted change to personal information associated with the third party account; and

    determining, based at least in part on the determined risk level, one or more protective actions; and

    transmitting to a user computing device a notification of the detected change or attempted change, and a request to select one or more of the protective actions to be taken in response to the detected change or attempted change;

    receiving from the user computing device an indication of selection of one or more of the protective actions by the user; and

    initiating the one or more protective actions selected by the user.

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