Induction based transaction using a management server

  • US 9,646,294 B2
  • Filed: 12/11/2012
  • Issued: 05/09/2017
  • Est. Priority Date: 11/30/2007
  • Status: Active Grant
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First Claim
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1. A management server for processing a Near Field Communication (NFC) transaction comprising:

  • a management server wireless transceiver configured to;

    receive an identification code from a point of sale (POS) terminal, the POS terminal including a terminal processor that receives the identification code from a secure element embedded within the body of a mobile device, wherein a secure element processor initiates execution of an NFC application maintained in a secure element memory in response to an NFC inductive signal from the POS terminal and further wherein the NFC application transmits the identification code to the POS terminal using a first communication channel in response to the NFC inductive signal from the POS terminal, wherein the secure element processor and the secure element memory are included in the secure element, the mobile device including a mobile device display, a mobile device memory, a mobile device processor, and mobile device transceiver;

    transmit transaction information including a payment method corresponding to the identification code to a transaction server configured to process the NFC transaction using the payment method corresponding to the identification code;

    after the NFC transaction has been processed, receives a transaction verification from the transaction server, wherein the transaction verification indicates that the NFC transaction has been processed.

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