Apparatus and method for providing transaction history information, account history information, and/or charge-back information

  • US 9,715,691 B2
  • Filed: 06/17/2010
  • Issued: 07/25/2017
  • Est. Priority Date: 01/16/2001
  • Status: Active Grant
First Claim
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1. A computer-implemented method, comprising:

  • processing, with a processing device, information regarding an account involved in a transaction involving an individual;

    generating, with the processing device, a report or a message in response to the processing of the information regarding the account, wherein the report or the message contains information regarding a charge-back regarding a previous transaction involving the account; and

    transmitting, with or from a transmitter, the report or the message to a communication device associated with a merchant, a vendor, or a provider, of a good, a product, or a service.

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