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System and method for downloading an electronic product to a pin-pad terminal using a directly-transmitted electronic shopping basket entry

  • US 9,760,939 B2
  • Filed: 02/27/2015
  • Issued: 09/12/2017
  • Est. Priority Date: 03/23/2012
  • Status: Active Grant
First Claim
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1. A method of downloading an electronic product to a pin-pad terminal, the pin-pad terminal being coupled to an electronic cash register and including a transaction processor and a payment processor, the method comprising:

  • the transaction processor transmitting to a network gateway a transaction proposal for an electronic product, and receiving from the network gateway a transaction proposal response generated by the network gateway in response to the transaction proposal, the transaction proposal response including a transaction pointer associated with the electronic product and further including an indication of a payment amount for the electronic product;

    the transaction processor electronically directly transmitting to the electronic cash register the indication of a payment amount for the electronic product;

    the transaction processor receiving from the electronic cash register a total payment amount including at least the payment amount for the electronic product;

    the payment processor receiving confirmation of payment of the total payment amount;

    the transaction processor transmitting the transaction pointer to a network device via the network gateway; and

    the transaction processor receiving the electronic product from the network device via the network gateway.

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