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Secure anonymous transaction apparatuses, methods and systems

  • US 9,773,212 B2
  • Filed: 02/28/2012
  • Issued: 09/26/2017
  • Est. Priority Date: 02/28/2011
  • Status: Active Grant
First Claim
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1. A secure anonymous transaction processor-implemented method, comprising:

  • obtaining an anonymous user transaction authorization request at a computing device, to process a purchase order;

    generating dynamically, via a processor and an associated one-time anonymous card generation component of a pay network server, one-time anonymous card data for processing the purchase order in real-time, using the anonymous user transaction authorization request by generating random numeric or alphanumeric sequences for each field of the one-time anonymous card data;

    generating, by the pay network server, an anonymized card authorization request for processing the purchase order with an anonymized address;

    providing, by the pay network server to a merchant computer, the anonymized card authorization request for processing the purchase order;

    obtaining, by the pay network server, notification of a shipment related to the anonymized purchase order to the anonymized address; and

    providing, by the pay network server to a shipper, an anonymized identifier to facilitate generating a shipment order to re-route the shipment from the anonymized address to an actual shipment address of the user,wherein the shipment order is a shipment request provided to the shipper of purchase order items and wherein the shipment order includes the anonymized identifier associated with the anonymized card authorization request and anonymized card data, and wherein the anonymized identifier may be used by the shipper to obtain the actual shipment address, wherein the shipper may use the anonymized identifier to request the actual shipment address using an encrypted request message that is verified by the processor.

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