Methods of theft prevention or mitigation

  • US 9,783,159 B1
  • Filed: 07/14/2015
  • Issued: 10/10/2017
  • Est. Priority Date: 07/21/2014
  • Status: Active Grant
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First Claim
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1. A computer-implemented method of vehicle theft prevention or mitigation, the method comprising:

  • collecting, by one or more processors of (i) a vehicle controller or (ii) one or more remote servers associated with an insurance provider, driver-related data over time, the driver-related data being associated with one or more authorized drivers of an insured vehicle, and the authorized drivers and the insured vehicle being covered by an insurance policy issued by the insurance provider;

    building, by the one or more processors, and based upon the collected driver-related data, a database associated with the authorized drivers covered by the insurance policy;

    collecting, by the one or more processors, current driver-related data associated with an individual currently driving, attempting to start, or sitting in a seat of the insured vehicle;

    determining, by the one or more processors, a current driving behavior pattern indicating a pattern of behavior by the individual in controlling the insured vehicle based upon the collected driver-related data;

    determining, by the one or more processors by comparing the current driving behavior pattern with one or more driving patterns in the database, that the individual currently driving, attempting to start, or sitting in a seat of the insured vehicle is not among the authorized drivers covered by the insurance policy;

    verifying, by the one or more processors and the current driver-related data, that the individual currently driving, attempting to start, or sitting in a seat of the insured vehicle is sitting in a driver seat of the insured vehicle by (i) identifying a signal from a mobile device associated with the individual, (ii) determining a location of the mobile device by triangulation using the signal, and (iii) determining the location of the mobile device is associated with the driver seat; and

    causing, by the one or more processors and based upon determining that the individual is not among the authorized drivers and is sitting in the driver seat, one or both of (i) a disablement of an operation of the insured vehicle, and (ii) the individual to be prevented from starting or otherwise operating the insured vehicle, to facilitate preventing or mitigating theft of the insured vehicle.

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