Activity list enhanced with images for a financial and social management system

• US 9,786,018 B2
• Filed: 09/20/2013
• Issued: 10/10/2017
• Est. Priority Date: 09/20/2013
• Status: Active Grant

• Current Assignee: Bank of America Corp.
• Original Assignee: Bank of America Corp.
• Inventors: Votaw, Elizabeth S., Bondesen, Laura Corinne, Calman, Matthew A., Dintenfass, Katherine, Jones, Candice Michelle, Aweida, Charles Karim, Bossier, Parker Holt, Chen, Rebecca A., Kumar, Nandhita, Zhao, Min
• Primary Examiner(s): Patel, Jagdish
• Application Number:
  US14/032,537
• Publication Number:
  US 20150088712A1
• Time in Patent Office: 1,481 Days
• Field of Search: 705 35
• CPC Class Codes: G06F 16/583 using metadata automatically derived from the content
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 50/01 Social networking

Abstract

Embodiments of the invention comprise systems, computer program products, and methods for a financial and social management system that provides improved tracking and management related to how, where, when, and with whom a user enters into activities. The financial and social management system captures activity information and images from various sources of information, including but not limited to social networking accounts, e-receipts, contact lists, stored database images, images over the Internet, and the like, and associates the activity information and images with the activities. The financial and social management system may determine images for other users associated with an activity of a first user by identifying tag users in a social networking account of the first user or contacts in a social networking account of the first user that participated in activities at the same time or locations as the activities of the first user.

Claims

1. A system for an integrated financial and social networking interface that enhances an activity list associated with one or more financial accounts with images captured from one or more social networking accounts related to activities included in the activity list, the system comprising:

a memory device having computer readable program code store thereon; and

a processing device operatively coupled to the memory device, wherein the processing device are configured to execute the computer readable program code to;

receive an electronic indication from a first user from a first user computer system through a first user communication link between the system and the first user computer system, or from an entity associated with an entity computer system through an entity communication link between the system and the entity computer system, that the first user has participated in one or more activities, wherein the one or more activities comprise at least participating in a transaction with an entity for a product using a financial account of the first user at a financial institution;

access, through a source communication link, one or more sources of images to identify one or more images for the one or more activities including at least the transaction with the entity for the product, wherein the one or more sources of images comprise a social networking account of the first user, one or more entity systems, a database of stored images for merchants, images for merchants stored over the Internet, a website affiliated with the merchant, a database of stored images for products, a database of stored images for locations, and a website affiliated with the product;

identify, through the source communication link established, the one or more images for the one or more activities from the one or more sources of images, wherein the one or more images comprise an image associated with the entity, an image associated with the product, or an image associated with a location for the transaction, and wherein the one or more images for the one or more activities are captured from the one or more sources of images;

determine a second user associated with the one or more activities including at least the transaction by;

identifying one or more users that participated in a separate transaction with the entity at the location or at a time period of the transaction of the first user, wherein the one or more users are different from the first user;

accessing a social networking account of the first user automatically based on prior permission from the first user by accessing one or more social networking systems, through a social networking system communication link between the system and the one or more social networking systems; and

identifying the second user from the one or more users that is a contact of the first user in the social networking account of the first user;

determine an image associated with a second user for the one or more activities including at least the transaction by;

accessing, through the social networking system communication link, the social networking account of the first user automatically based on prior permission from the first user by accessing the one or more social networking systems; and

capturing, through the social networking system communication link, a second user image for the second user from the social networking account of the first user, wherein the second user image is a profile image of the second user or image in which the second user is tagged;

display, through the first user communication link, the one or more activities with the one or more images, including the image associated with the second user, and the image associated with the entity, the image associated with the product, or the image associated with the location for the transaction in an activity list in the integrated financial and social networking interface within an online banking account of the first user on the first user computer system; and

transmit a partial display of the integrated financial and social networking interface with the second user on a second user computer system through a second user communication link between the system and the second user computer system, wherein the partial display comprises the one or more activities associated with the second user, and the one or more images, including the image associated with the second user, and the image associated with the entity, the image associated with the product, or the image associated with the location for the transaction.

2. The system of claim 1, wherein the processing device are further configured to execute the computer readable program code to:

provide, through the first user communication link, a future offer related to the transaction to the first user on the first user computer system and the future offer to the second user on the second user computer system through the second user communication link.

3. The system of claim 1, wherein the entity is a merchant, the transaction is a purchase of the product from the merchant, and the product is a good or service provided to the first user, and wherein the processing device are further configured to execute the computer readable program code to:

identify an identity of the merchant from activity information associated with the transaction;

wherein accessing the one or more sources of images comprises accessing the database of stored images for merchants through a database communication link between the system and the database of stored images or accessing the images for merchants over the Internet through an internet communication link between the system and the Internet;

wherein determining the one or more images for the one or more activities comprises determining a merchant image for the one or more activities from the database, through the database communication link, or from the Internet through the internet communication link; and

wherein displaying, through the first user communication link, the one or more activities with the one or more images comprises displaying the merchant image with an activity.

4. The system of claim 3, wherein accessing the one or more sources of images comprises accessing, through the source communication link, the web site affiliated with the merchant;

and wherein determining the one or more images for the one or more activities comprises determining a merchant image for the activity from the website affiliated with the merchant.

5. The system of claim 1, wherein the processing device are further configured to execute the computer readable program code to:

identify an identity of the product from activity information associated with the transaction;

wherein accessing, through the source communication link, the one or more sources of images comprises accessing the database of stored images for the products or accessing images for the products over the Internet;

wherein determining the one or more images for the one or more activities comprises determining a product image for an activity from the database or from the Internet; and

wherein displaying, through the first user communication link, the one or more activities with the one or more images comprises displaying the product image with the activity.

6. The system of claim 5, wherein accessing the one or more sources of images comprises accessing, through the source communication link, the web site affiliated with the product;

and wherein determining the one or more images for the one or more activities comprises determining the product image for an activity from the website affiliated with the product.

7. The system of claim 1, wherein the processing device are further configured to execute the computer readable program code to:

identify the location of an activity from the activity information associated with the transaction;

wherein accessing the one or more sources of images comprises accessing, through the source communication link, the database of stored images for the locations or accessing images for the locations over the Internet;

wherein determining the one or more images for the one or more activities comprises determining a location image for the activity from the database or from the Internet; and

wherein displaying the one or more activities with the one or more images comprises displaying the location image with the activity.

8. The system of claim 1, wherein the processing device are further configured to execute the computer readable program code to:

identify the location or the time period for the one or more activities;

wherein accessing the one or more sources of images comprises accessing, through the source communication link, the social networking account of the first user;

wherein determining the one or more images for the one or more activities comprises determining an image in the social networking account associated with the location or the time period of the one or more activities; and

wherein displaying the one or more activities with the one or more images comprises displaying the image from the social networking account with an activity.

9. A computer program product for an integrated financial and social networking interface that enhances an activity list associated with one or more financial accounts with images captured from one or more social networking accounts related to activities included in the activity list, the computer program product comprising at least one non-transitory computer-readable medium having computer-readable program code portions embodied therein, the computer-readable program code portions comprising:

an executable portion configured to receive from a first user from a first user computer system or from an entity associated with an entity computer system, through a first user communication link with the first user computer system or with the entity computer system, an electronic indication that the first user has participated in one or more activities, wherein the one or more activities comprise at least participating in a transaction with an entity for a product using a financial account of the first user at a financial institution;

an executable portion configured to access one or more sources of images, through a source communication link, to identify one or more images for the one or more activities including at least the transaction with the entity for the product, wherein the one or more sources of images comprise a social networking account of the first user, one or more entity systems, a database of stored images for merchants, images for merchants stored over the Internet, a website affiliated with the merchant, a database of stored images for products, a database of stored images for locations, and a website affiliated with the product;

an executable portion configured to identify the one or more images for the one or more activities from the one or more sources of images, through the source communication link established, wherein the one or more images comprise an image associated with the entity, an image associated with the product, or an image associated with a location for the transaction, and wherein the one or more images for the one or more activities are captured from the one or more sources of images;

an executable portion configured to determine a second user associated with the one or more activities including at least the transaction by;

identifying one or more users that participated in a separate transaction with the entity at the location or at a time period of the transaction of the first user, wherein the one or more users are different from the first user,

accessing a social networking account of the first user automatically based on prior permission from the first user by accessing one or more social networking systems, through a social networking system communication link with the one or more social networking systems, and

identifying the second user from the one or more users that is a contact of the first user in the social networking account of the first user;

an executable portion configured to determine an image associated with a second user for the one or more activities including at least the transaction by;

accessing the social networking account of the first user automatically with permission from the first user by accessing the one or more social networking systems through the social networking system communication link, and

capturing a second user image for the second user from the social networking account of the first user, through the social networking system communication link, wherein the second user image is a profile image of the second user or image in which the second user is tagged;

an executable portion configured to display the one or more activities with the one or more images, including the image associated with the second user, and the image associated with the entity, the image associated with the product, or the image associated with the location for the transaction in an activity list in the integrated financial and social networking interface within an online banking account of the first user on the first user computer system through the first user communication link; and

an executable portion configured to transmit a partial display of the integrated financial and social networking interface with the second user on a second user computer system through a second user communication link with the second user computer system, wherein the partial display comprises the one or more activities associated with the second user, and the one or more images, including the image associated with the second user, and the image associated with the entity, the image associated with the product, or the image associated with the location for the transaction.

10. The computer program product of claim 9, further comprising:

an executable portion configured to provide a future offer related to the transaction to the first user on the first user computer system through the first user communication link and the future offer to the second user on the second user computer system through the second user communication link.

11. The computer program product of claim 9, wherein the entity is a merchant, the transaction is a purchase of the product from the merchant, and the product is a good or service provided to the first user, and wherein the computer-readable program code portions further comprise:

an executable portion configured to identify an identity of the merchant from activity information associated with the transaction;

wherein the executable portion configured to access the one or more sources of images comprises accessing the database of stored images for merchants through a database communication link with the database of stored images, or accessing the images for merchants over the Internet through an internet communication link with the Internet;

wherein the executable portion configured to determine the one or more images for the one or more activities comprises determining a merchant image for the one or more activities from the database through the database communication link, or from the Internet through the internet communication link; and

wherein the executable portion configured to display through the first user communication link the one or more activities with the one or more images comprises displaying the merchant image with an activity.

12. The computer program product of claim 11, wherein the executable portion configured to access the one or more sources of images comprises accessing through the source communication link the website affiliated with the merchant;

and wherein determining the one or more images for the one or more activities comprises determining a merchant image for the activity from the website affiliated with the merchant.

13. The computer program product of claim 9, wherein the computer-readable program code portions further comprise:

an executable portion configured to identify an identity of the product from activity information associated with the transaction;

wherein the executable portion configured to access the one or more sources of images through the source communication link comprises accessing the database of stored images for the products or accessing images for the products over the Internet;

wherein the executable portion configured to determine the one or more images for the one or more activities comprises determining a product image for an activity from the database or from the Internet; and

wherein the executable portion configured to display through the first user communication link the one or more activities with the one or more images comprises displaying the product image with the activity.

14. The computer program product of claim 13, wherein the executable portion configured to access the one or more sources of images through the source communication link comprises accessing the website affiliated with the product;

and wherein determining the one or more images for the one or more activities comprises determining the product image for the activity from the website affiliated with the product.

15. The computer program product of claim 9, wherein the computer-readable program code portions further comprise:

an executable portion configured to identify the location of an activity from the activity information associated with the transaction;

wherein the executable portion configured to access the one or more sources of images through the source communication link comprises accessing a database of stored images for the locations or accessing images for the locations over the Internet;

wherein the executable portion configured to determine the one or more images for the one or more activities comprises determining a location image for the activity from the database or from the Internet; and

wherein the executable portion configured to display the one or more activities with the one or more images comprises displaying the location image with the activity.

16. The computer program product of claim 9, wherein the computer-readable program code portions further comprise:

an executable portion configured to identify the location or the time period for the one or more activities;

wherein the executable portion configured to access the one or more sources of images through the source communication link comprises accessing a social networking account of the first user;

wherein the executable portion configured to determine the one or more images for the one or more activities comprises determining an image in the social networking account associated with the location or the time period of the one or more activities; and

wherein the executable portion configured to display the one or more activities with the one or more images comprises displaying the image from the social networking account with an activity.

17. A method for an integrated financial and social networking interface that enhances an activity list associated with one or more financial accounts with images captured from one or more social networking accounts related to activities included in the activity list, the method comprising:

receiving, by a processing device one or, an electronic indication from a first user from a first user computer system through a first user communication link with the first user computer system or from an entity computer system through an entity communication link with the entity computer system that the first user has participated in one or more activities, wherein the one or more activities comprise at least participating in a transaction with an entity for a product using a financial account of the first user at a financial institution;

accessing, by the processing device, one or more sources of images through a source communication link to identify one or more images for one or more activities including at least the transaction with the entity for the product wherein the one or more sources of images comprise a social networking account of the first user, one or more entity systems, a database of stored images for merchants, images for merchants stored over the Internet, a website affiliated with the merchant, a database of stored images for products, a database of stored images for locations, and a website affiliated with the product;

determining, by the processing device, one or more images for the one or more activities from the one or more sources of images through the source communication link established, wherein the one or more images comprise an image associated with the entity, an image associated with the product, or an image associated with a location for the transaction, and wherein the one or more images for the one or more activities are captured from the one or more sources of images;

determining, by the processing device, a second user associated with the one or more activities including at least the transaction by;

identifying one or more users that participated in a separate transaction with the entity at the location or at a time period of the transaction of the first user, wherein the one or more users are different from the first user;

accessing a social networking account of the first user automatically based on prior permission from the first user by accessing one or more social networking systems, through a social networking system communication link between the system and the one or more social networking systems; and

identifying the second user from the one or more users that is a contact of the first user in the social networking account of the first user;

determining, by the one or more processing devices, an image associated with a second user for the one or more activities including at least the transaction by;

accessing the social networking account of the first user automatically based on prior permission from the first user by accessing the one or more a social networking systems through the social networking system communication link, and

capturing a second user image for the second user from the social networking account of the first user, through the social networking system communication link,

wherein the second user image is a profile image of the second user or image in which the second user is tagged; and

displaying, by the processing device, the one or more activities with the one or more images, including the image associated with the second user, and the image associated with the entity, the image associated with the product, or the image associated with the location for the transaction in an activity list in the integrated financial and social networking interface within an online banking account of the first user on the first user computer system through the first user communication link; and

transmitting, by the processing device, a partial display of the integrated financial and social networking interface with the second user on a second user computer system through a second user communication link with the second user computer system, wherein the partial display comprises the one or more activities associated with the second user, and the one or more images, including the image associated with the second user, and the image associated with the entity, the image associated with the product, or the image associated with the location for the transaction.

18. The method of claim 17, further comprising:

providing, by the processing device, a future offer related to the transaction to the first user on the first user computer system through the first user communication link and the future offer to the second user on the second user computer system through the second user communication link.

19. The method of claim 17, wherein the entity is a merchant, the transaction is a purchase of the product from the merchant, and the product is a good or service provided to the first user, and wherein the method further comprises:

identify, by the processing device, an identity of the merchant from activity information associated with the transaction;

wherein accessing the one or more sources of images comprises accessing the database of stored images for merchants through a database communication link with the database of stored images or accessing the images for merchants over the Internet through an internet communication link with the Internet;

wherein determining the one or more images for the one or more activities comprises determining a merchant image for the one or more activities from the database through the database communication link, or from the Internet through the internet communication link; and

wherein displaying, through the first user communication link, the one or more activities with the one or more images comprises displaying the merchant image with an activity.

20. The method of claim 19, wherein accessing the one or more sources of images comprises accessing, through the source communication link, the website affiliated with the merchant;

and wherein determining the one or more images for the one or more activities comprises determining a merchant image for the activity from the website affiliated with the merchant.

21. The method of claim 17, further comprising:

identifying, by the processing device, an identity of the product from activity information associated with the transaction;

wherein accessing the one or more sources of images through the source communication link comprises accessing the database of stored images for the products or accessing images for the products over the Internet;

wherein determining the one or more images for the one or more activities comprises determining a product image for an activity from the database or from the Internet; and

wherein displaying the one or more activities with the one or more images through the first user communication link comprises displaying the product image with the activity.

22. The method of claim 21, wherein accessing the one or more sources of images comprises accessing through the source communication link the website affiliated with the product;

and wherein determining the one or more images for the one or more activities comprises determining the product image for the activity from the website affiliated with the product.

23. The method of claim 17, further comprising:

identifying, by the processing device, the location of an activity from the activity information associated with the transaction;

wherein accessing the one or more sources of images comprises accessing through the source communication link the database of stored images for the locations or accessing images for the locations over the Internet;

wherein determining the one or more images for the one or more activities comprises determining a location image for the activity from the database or from the Internet; and

wherein displaying the one or more activities with the one or more images comprises displaying the location image with the activity.

24. The method of claim 17, further comprising:

identifying, by the processing device, the location or the time period for the one or more activities;

wherein accessing the one or more sources of images comprises accessing through the source communication link the social networking account of the first user;

wherein determining the one or more images for the one or more activities comprises determining an image in the social networking account associated with the location or the time period of the one or more activities; and

wherein displaying the one or more activities with the one or more images comprises displaying the image from the social networking account with an activity.