Methods of facilitating emergency assistance

  • US 9,786,154 B1
  • Filed: 07/14/2015
  • Issued: 10/10/2017
  • Est. Priority Date: 07/21/2014
  • Status: Active Grant
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1. A computer-implemented method of loss mitigation, the method comprising:

  • collecting, by one or more remote servers associated with an insurance provider, accident data associated with a vehicle accident involving a driver, the accident data including vehicle telematics data, and the driver being associated with an insurance policy issued by the insurance provider;

    analyzing, by the one or more remote servers, the accident data;

    determining, by the one or more remote servers and based upon the analysis of the accident data, a likely severity of the vehicle accident;

    generating, by the one or more remote servers and based upon the determined likely severity of the vehicle accident, a communication related to emergency assistance or an emergency assistance recommendation;

    transmitting, via wireless communication, the communication related to the emergency assistance or emergency assistance recommendation from the one or more remote servers to a mobile device associated with the driver;

    receiving, at the one or more remote servers, a wireless communication from the driver indicating approval or modification of the emergency assistance or emergency assistance recommendation; and

    notifying, via a communication sent from the one or more remote servers, a third party of requested emergency assistance in accordance with the emergency assistance or emergency assistance recommendation as approved or modified by the driver.

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