Device content provisioning system

• US 9,826,341 B2
• Filed: 03/22/2016
• Issued: 11/21/2017
• Est. Priority Date: 03/23/2015
• Status: Active Grant

• Current Assignee: Mastercard International Incorporated (MasterCard Incorporated)
• Original Assignee: Mastercard International Incorporated (MasterCard Incorporated)
• Inventors: Maddocks, Ian David Alan, Phillips, Simon
• Primary Examiner(s): TALUKDER, MD K
• Application Number:
  US15/077,031
• Publication Number:
  US 20160286342A1
• Time in Patent Office: 609 Days
• Field of Search: 455 411, 455 412, 455 413
• CPC Class Codes: G06Q 20/321 using wearable devices
• CPC Class Codes: G06Q 20/3265 characterised by personalisation for use
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 30/0601 Electronic shopping [e-shopping]
• CPC Class Codes: H04W 4/80 Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication

Abstract

The present disclosure relates to a method and system for provisioning a portable electronic device comprising a first short-range communications module, with content data from a networked remotely located content provider, using an electronic bridging device. The method comprises the steps of: establishing a first communication channel between a networked electronic bridging device and the portable electronic device, the electronic bridging device comprising a second short-range communications module, and the first communication channel being established using the first and second short-range communications module; establishing a second communication channel between the networked electronic bridging device and the networked remotely located content provider; provisioning the portable electronic device with the content data by transmitting the content data from the remotely located content provider to the portable electronic device using the first and second communication channels.

Claims

1. A method of provisioning a portable electronic device with content data from a networked remotely located content provider, the portable electronic device comprising a first short-range communications module, the method comprising the steps of:

establishing a first communication channel between a networked electronic bridging device and the portable electronic device, the electronic bridging device comprising a second short-range communications module, and the first communication channel being established using the first and second short-range communications modules, said electronic bridging device being a smartphone;

establishing a second communication channel between the networked electronic bridging device and the networked remotely located content provider;

provisioning the portable electronic device with the content data by transmitting the content data from the remotely located content provider to the portable electronic device using the first and second communication channels;

the content data including an executable application that performs the steps of;

obtaining one or more hardware specifications of the portable electronic device;

providing the one or more hardware specifications to the remotely located content provider;

receiving from the remotely located content provider subsequent content data tailored to the one or more hardware specifications of the portable electronic device; and

the subsequent content data provisioning the portable electronic device to execute secure financial transactions using a near field communication point-of-sale terminal.

2. The method of claim 1, wherein the portable electronic device comprises a secure element operatively connected to the first short-range communications module, the secure element being configured to provide a secure processing environment in which the confidentiality of data received via the first short-range communications module is maintained, and the provisioning step comprises storing the content data in the secure element.

3. The method of claim 2, wherein the secure element is configured in accordance with the GlobalPlatform standard.

4. The method of claim 1, wherein the portable electronic device comprises a processor operatively communicable with the first short-range communications module, the content data is an executable data file associated with a functionality, and the method further comprises the steps of:

executing the received executable data file on the portable electronic device using the processor; and

configuring the portable electronic device with the functionality associated with the executable data file.

5. The method of claim 4, wherein the executable data file relates to a payment application, and the configuring step comprises configuring the portable electronic device with payment functionality enabling the portable electronic device to initiate a financial transaction with a point of sale terminal using the portable electronic device'"'"'s first short-range communications module.

6. The method of claim 1, further comprising:

receiving, at the networked electronic bridging device, an executable application from the remotely located content provider, following establishment of the second communication channel, via the second communication channel;

installing the executable application on the bridging device, the bridging device being configured when the executable application is installed, to receive and store the content data received from the remotely located content provider; and

transmitting the received content data to the portable electronic device via the first communication channel, when the first communication channel is established.

7. The method of claim 1, wherein the portable electronic device'"'"'s first short-range communications module comprises any one of:

a) a near-field communications (NFC) module;

b) a Bluetooth communications module;

c) a ZigBee communications module;

or

d) a short-range infrared communications module.

8. The method of claim 1, wherein the second communication channel is a telecommunications network.

9. The method of claim 1, wherein the second communication channel is established over the internet.

15. The method of claim 1, wherein said portable electronic device is selected from the group consisting of:

(a) a key fob;

(b) a smartwatch; and

(c) an integrated circuit (IC) card.

16. The method of claim 1, further comprising:

registering a user of the electronic bridging device prior to said establishing steps.

17. The method of claim 16, wherein the registering step includes transferring personal details concerning the user from the electronic bridging device to the networked remotely located content provider.

18. The method of claim 1, further comprising:

transferring information regarding the characteristics of the portable electronic device from the electronic bridging device to the networked remotely located content provider.

19. The method of claim 18, further comprising, prior to the transferring step:

retrieving, from the portable electronic device, the information regarding the characteristics of the portable electronic device.

20. The method of claim 1, further comprising:

verifying, at the networked remotely located content provider, a unique identifier associated with the electronic bridging device.

10. An electronic bridging device comprising:

a first communication module arranged to establish a first communication channel with a portable electronic device;

a second communication module arranged to establish a second communication channel with a remotely located content provider;

the electronic bridging device is configured to receive content data from the remotely located content provider via the second communication channel, and to forward the received content data to the portable electronic device via the first communication channel, said electronic bridging device being a smartphone;

the content data including an executable application that causes a processor in the portable electronic device to perform the steps of;

obtaining one or more hardware specifications of the portable electronic device;

providing the one or more hardware specifications to the remotely located content provider;

receiving from the remotely located content provider subsequent content data tailored to the one or more hardware specifications of the portable electronic device; and

the subsequent content data provisioning the portable electronic device with executable instruction that cause the portable electronic device to execute secure financial transactions using a near field communication point-of-sale terminal.

11. The electronic bridging device of claim 10, wherein the second communication module is a long-range communications module, and the first communication module is a short-range communications module.

12. The electronic bridging device of claim 10, wherein the first communication module is any one of:

a) a near-field communications (NFC) module;

b) a Bluetooth communications module;

c) a ZigBee communications module;

or

d) a short-range infrared communications module.

13. The electronic bridging device of claim 10, wherein the second communication module comprises a 3G and/or 4G transceiver.

14. A method of provisioning a portable electronic device with content data from a networked remotely located content provider using a networked electronic bridging device, the portable electronic device comprising a first short-range communications module and the electronic bridging device comprising a second short-range communications module, the method comprising:

establishing a first communication channel between the portable electronic device and the electronic bridging device using the first and second short-range communications module;

establishing a second communication channel between the electronic bridging device and the remotely located content provider;

receiving content data from the remotely located content provider at the electronic bridging device via the second communication channel, and forwarding the received content data to the portable electronic device via the first communication channel, said portable electronic device selected from the group consisting of;

(a) a key fob;

(b) a smartwatch; and

(c) an integrated circuit (IC) card;

the content data including an executable application configured to cause the portable electronic device to perform the steps of;

obtaining one or more hardware specifications of the portable electronic device;

providing the one or more hardware specifications to the remotely located content provider;

receiving from the remotely located content provider subsequent content data tailored to the one or more hardware specifications of the portable electronic device; and

the subsequent content data provisioning the portable electronic device to execute secure financial transactions using a near field communication point-of-sale terminal.